Company Profile: Cobre

Background

Cobre is a financial technology company founded in 2020, dedicated to building Latin America's business payments infrastructure. The company aims to transform the financial operations of businesses in the region by providing immediate, accessible, and efficient payment systems. Cobre's mission is to address challenges such as slow processes, manual dependencies, and unreliable data in business transactions. The company operates primarily in the financial technology industry, focusing on streamlining payment processes for businesses across Latin America.

Key Strategic Focus

Cobre's strategic focus centers on enabling companies to send and receive payments across Latin America through a single integration. The company's core objectives include:

Speed: Facilitating instant transfers, even outside traditional banking hours.

Automation: Providing API integrations to eliminate manual processes.

Data Consistency: Offering real-time visibility of cash flow with complete traceability.

Cobre specializes in developing flexible solutions tailored to the needs of clients' finance and tech teams, building resilient infrastructure for mission-critical operations. The company primarily targets businesses in Latin America, aiming to modernize their financial operations and improve efficiency.

Financials and Funding

As of December 2025, Cobre has processed over 1.5 million transactions monthly, totaling approximately $17 billion in local and international payments. The company has raised a total of $95.29 million in funding, with its latest funding round being Series C. Notable investors include QED Investors, Kaszek, Oak HC/FT, Canary VC, and Atlantico. The capital raised is intended to support the expansion of Cobre's operations and the development of its payment infrastructure across Latin America.

Pipeline Development

Cobre's pipeline development focuses on enhancing its payment platform to support a growing number of transactions and integrate with various financial institutions across Latin America. The company is continually working on expanding its network to include more banks and payment providers, aiming to offer a comprehensive and seamless payment experience for businesses in the region. Specific timelines for anticipated milestones are not publicly disclosed.

Technological Platform and Innovation

Cobre's technological platform is built to address the unique challenges of business payments in Latin America. The company's proprietary technologies include:

Flexible API Integrations: Allowing businesses to automate payment processes and integrate seamlessly with existing financial systems.

Real-Time Data Analytics: Providing businesses with immediate insights into cash flow and transaction histories.

Resilient Infrastructure: Ensuring high availability and reliability for mission-critical financial operations.

Cobre employs significant scientific methods such as data analytics and machine learning algorithms to enhance transaction processing and fraud detection capabilities. These innovations set the company apart by offering tailored solutions that meet the specific needs of businesses operating in the diverse and complex financial landscape of Latin America.

Leadership Team

Cobre's leadership team comprises experienced professionals with diverse backgrounds:

José V. Gedeon – CEO: Co-founder and CEO since 2020, José Vicente has led Cobre's growth to serve over 250 clients and process hundreds of millions of dollars monthly. Prior to Cobre, he served as Finance Director at OYO Rooms and was a consultant at McKinsey & Company. He holds a degree from the Wharton School at the University of Pennsylvania.

Felipe Gedeon – CRO: Co-founder and Chief Revenue Officer, Felipe has led the development of key teams across product, sales, and marketing. Before Cobre, he was Global Growth Strategy Director at Selina, expanding the company from 5 to 150 properties in two years. He is an economist and graduate of the Wharton School.

Alberto Chejne – Head of Financial Segment: Co-founder and a key force behind transforming business financial management in Latin America, Alberto has a strong background in software and fintech, leading strategic partnerships and innovative solutions.

José Donato – CTO: Co-founder and Chief Technology Officer, José has a background in digital identity and fintech projects, having led the Interbank Digital Identity initiative at Banco de Bogotá and overseen software delivery at Modyo. He holds a specialization in management and project administration from Universidad del Rosario.

Market and Competitor Profile

Market Insights and Dynamics

The Latin American financial technology market is experiencing rapid growth, driven by increasing digitalization and the need for efficient payment solutions. Businesses are seeking platforms that offer speed, reliability, and ease of integration to streamline their financial operations.

Competitor Analysis

Cobre faces competition from various fintech companies operating in the region, including:

EBANX: Provides cross-border payment solutions within the financial technology sector, focusing on emerging markets.

Shinkansen: Offers payment processing services tailored to the needs of businesses in Latin America.

These competitors also aim to address the challenges of business payments in the region, offering solutions that emphasize speed, reliability, and ease of integration.

Strategic Collaborations and Partnerships

Cobre has established strategic collaborations with local banks and financial institutions to enhance its payment infrastructure and expand its network. These partnerships enable Cobre to offer a more comprehensive and seamless payment experience for businesses across Latin America.

Operational Insights

Cobre's strategic considerations include differentiating itself through its tailored solutions that address the specific needs of businesses in Latin America. The company's focus on speed, automation, and data consistency provides a competitive advantage in a market where businesses are seeking efficient and reliable payment solutions.

Strategic Opportunities and Future Directions

Cobre's strategic roadmap includes expanding its operations to additional countries in Latin America, enhancing its technological platform to support a growing number of transactions, and developing new features that address emerging needs in the business payments landscape. The company's current strengths position it well to achieve these objectives and continue its growth in the region.

Regional Presence and Clientele

Cobre operates in two Latin American countries and serves clients across the region. The company has over 250 clients spanning eight countries: Colombia, Uruguay, Mexico, Brazil, Chile, Peru, Switzerland, and Canada.