Company Research Report: Agora Data, Inc.

Company Overview

• Name: Agora Data, Inc.

• Mission: Agora provides advanced Artificial Intelligence, analytics, and financial solutions enabling loan originitors to safely grow and build wealth while leveraging technology to disrupt auto finance.

• Founded: In 2017

• Founders: No information is available

• Key People:

• Steve Burke, Chief Executive Officer

• Chris Hawke, Chief Financial Officer / Chief Legal Officer

• Chad Stilwell, Chief Technology Officer

• Matt Burke, President and Chief Operating Officer

• Headquarters: Arlington, TX, USA

• Number of Employees: No information is available

• Revenue: No information is available

• Known For: Agora is known for its sophisticated AI and Machine Learning models to predict loan performance, and providing capital solutions and advanced loan performance analytics in the subprime automotive finance sector.

Products

• AgoraCapital™

• Description: Provides structured financing to loan originators, connecting them to abundant and affordable capital from the capital markets.

• Key Features: Utilizes AI analytics and guidance to provide scale and sophistication to loan originators.

• AgoraTrade™

• Description: Institutional bulk sale (whole loan) program for loan originators.

• Key Features: Offers higher pricing and superior execution with AI-powered modeling.

• AgoraPortal™

• Description: A dynamic reporting and analytics tool for loan portfolios.

• Key Features: Provides loan originators with granular loan-level information for better management of their portfolios.

• Nuron™

• Description: AI-based risk, pricing, and fraud modeling system.

• Key Features: Achieves 99.1% accuracy in predicting cash flows and cumulative net loss.

• ALTRUVO™

• Description: A structuring tool used by loan originators for secure lending.

• Key Features: Shows risk-adjusted cash flow of single loans with insights to lower default odds.

Recent Developments

• New Products:

• Agora Data unveiled a Financial Institutions Group, furthering its reach in consumer fintech solutions.

• Achievements:

• Agora Data made history with the first-ever asset pooled auto securitization in 2020.

• Named to LinkedIn’s Top Startups for 2024.

• Closed a forward-thinking transaction funding Road Auto Finance.

• Partnerships:

• Agora has partnerships with leading organizations and associations in the auto industry.

• Leadership Recognition:

• Chad Stilwell, CTO, was named to 40 Under 40 for subprime finance innovation.

• Technological Advancements:

• Continuous development and integration of artificial intelligence in financial modeling and decision-making tools.

Conclusion

Agora Data, Inc. is at the forefront of fintech innovation in the auto finance industry, leveraging advanced technology to provide solutions in capital access, loan performance analytics, and risk management. They continue to expand and enhance their offerings, solidifying their position as a pivotal player in the industry.