Capital Insurance Agency, Inc. Market Research Report

Company Overview

• Name: Capital Insurance Agency, Inc.

• Mission: To provide clients with a complete portfolio of superior employee benefits through a network of local, qualified, compassionate representatives dedicated to servicing client needs.

• Founded: 1970

• Founders: David M. Moore, Sr., Dalton Tate, Jr., and Dale Lauer.

• Key People:

• Douglas W. Moore, President and CEO

• David M. Moore, Jr., Executive Vice President

• Headquarters: Tallahassee, FL

• Number of Employees: 51-200 employees

• Revenue: No information is available.

• Company Specialties: Known for providing insurance-based retirement services for public employees in the State of Florida. Specialties include Individual and Group Insurance, Retirement Services, Life Insurance, Annuities, Disability Income, Long Term Care Insurance, Cancer & Intensive Care, Hospital Supplements, Dental, Vision, Accident/Sickness, and Deferred Compensation.

Products

• Dental Plans: Various plans from highly rated carriers focusing on maintaining oral health.

• Vision Care: Humana Vision Plan offering extensive coverage with access to numerous providers nationwide.

• Cancer and Intensive Care Insurance: Aflac plans offer financial benefits and support if a beneficiary is diagnosed with cancer or admitted to ICU.

• Hospital Supplements: Cigna offers plans to help cover out-of-pocket hospital costs.

• Disability Insurance: Offers income protection plans for State employees.

• Life Insurance: Offers several plans including Guaranteed-Issue Group Term Life and Whole Life Insurance.

Key Features of Selected Products

Humana Vision Care Plan

• Accessibility: Nationwide network with over 108,000 access points.

• Cost Efficiency: Savings offered on frames at wholesale prices.

• Preventive Healthcare: Eye health exams as preventive care, with the potential to detect other health issues.

Aflac Cancer and Intensive Care

• Financial Coverage: Cash benefits are paid directly to the policyholder.

• No Coordination with Major Medical Plans: Compliments existing major medical insurance for broader coverage.

Cigna Hospital Supplemental Plans

• Coverage Options: Different tiers providing cost coverage for hospital admissions and intensive care services.

• No Pre-Existing Exclusions: Benefits are payable regardless of existing health conditions.

Recent Developments

• 2025 Benefit Enrollments: A recent focus on encouraging State of Florida employees to review and select benefits for vision, dental, and supplemental plans, with Open Enrollments ending on November 1st.

• Community Engagement: Active participation in community support programs such as the Capital Cares Program, donating to various causes including the American Red Cross and the Bikes for Kids Foundation.

• Educational Initiatives: Engaged in educational sessions for State of Florida Employees at various universities and colleges to explain their insurance benefit options.

Partnerships and Community Involvement

• Partnerships with Educational Institutions: Engagements at several colleges to educate employees about available insurance benefits.

• Community Assistance: Active in fundraising and support initiatives like the Capital Cares Program and participation in national awareness events like Breast Cancer Awareness Month.

Contact Information

• Main Office:

• 2457 Care Drive, Suite A-200, Tallahassee, FL 32308

• Phone: 800.780.3100

• Email: info@capitalins.com

Conclusion

Capital Insurance Agency, Inc. continues to expand and enhance its portfolio while significantly contributing to the State of Florida employee benefits sector. It remains dedicated to serving its clients with respect, fairness, and personal commitment, building lifelong partnerships and focusing on community advancement initiatives as a key company value.