Company Market Research Report: Celcoin
Company Overview
- Name: Celcoin Instituição de Pagamento S.A
- Mission of the Company: To empower businesses through a comprehensive and pioneering infrastructure, connecting companies across all sectors with financial market opportunities via Embedded Finance solutions.
- Foundation: Founded in 2016
- Founder(s): No information is available
- Key People: Adriano Meirinho, CMO and co-founder; Thiago Zaninotti, CTO and co-founder
- Headquarters: Al. Xingu, 350 – Conj 1604 – Alphaville Industrial Barueri – SP – 06455-030, Brazil
- Number of Employees: No information is available
- Revenue: No specific revenue information available, but the company processes over R$20 billion monthly and handles more than 200 million transactions.
- Known For: Embedded Finance infrastructure, empowering fintechs, digital banks, valuing fintech companies, and providing seamless financial services integration.
Products
cel_banking
- Description: Banking as a Service (BaaS) solution for integrating a portfolio of banking services.
- Key Features:
- Multi-account management
- Instant payments via Pix
- Vehicle debt management
- Cash withdrawals and deposits
- Prepaid phone top-ups
- TED transfers
- Reversal of Pix transactions
cel_card
- Description: White Label Card solution including card processing.
- Key Features:
- Virtual and physical cards with Visa branding
- Fraud prevention
- Dispute management
- Embossing and card personalization
cel_cash
- Description: Payment gateway for recurring and one-time billing management.
- Key Features:
- Payment link distribution
- Pix, credit card, and boleto payment processing
- Split payment management
- Cash flow management
cel_credit
- Description: Innovative credit products platform.
- Key Features:
- CCB issuance
- Escrow account management
- Customizable white label platform for credit lines
- SCR credit report consultation
- Online credit simulators
cel_onboarding
- Description: KYC and onboarding solution.
- Key Features:
- Facial matching for identity verification
- Automatic document analysis
- Background checks
cel_open
- Description: Open Finance gateway for seamless financial data sharing.
- Key Features:
- Consent management
- Payment initiation
- SaaS or On-premise deployment options
cel_retail
- Description: Retail solutions including Corban as a Service.
- Key Features:
- Enables physical retailers as banking correspondents
- PDV App for transaction services
- Pix Saque and Pix Troco services
Recent Developments
- Recent Developments:
- Celcoin has achieved several industry recognitions, including awards for being the best fintech and start-up, and partnerships with Summit Partners and Innova Capital for financial backing.
- The launch of "mybenk", a complete banking solution for ecosystem stakeholders.
- Acquisitions of Galax Pay, Flow Finance, Finansystech, and Regulatório+ to expand service offerings and strengthen market position.
- The introduction of a podcast series discussing trends in digital transformation.
- New Products/Features:
- Launch of recurring billing solutions and e-commerce payment integration via cel_cash.
- Expansion of cel_open features to include Open Insurance offerings.
- Partnerships:
- Collaborative partnerships with over 6,000 enterprises and development of 500 digital banks and fintech platforms on Celcoin's infrastructure.
This comprehensive report outlines Celcoin's market positioning, product offerings, and recent strategic developments vital for stakeholders and potential investors aiming to delve into the financial technology sector's opportunities with a company at the forefront of Embedded Finance.
