Computop Company Profile

Background

Overview

Computop, established in 1997, is a leading global payment service provider (PSP) headquartered in Bamberg, Germany. The company specializes in offering secure and innovative omnichannel payment solutions, encompassing e-commerce, point-of-sale (POS), mobile commerce, and mail order/telephone order (MOTO) services. With over 25 years in the industry, Computop has developed a robust platform, Computop Paygate, which facilitates seamless payment processing across various channels. The company serves a diverse clientele, including prominent international brands such as C&A, Fossil, the Otto Group, Sixt, and Wargaming.

Mission and Vision

Computop's mission is to provide businesses worldwide with secure, flexible, and efficient payment solutions that enhance customer experience and drive growth. The company's vision is to be a global leader in payment processing, continually innovating to meet the evolving needs of the digital economy.

Primary Area of Focus

Computop focuses on delivering comprehensive payment solutions that integrate various payment methods, ensuring a seamless transaction experience for both merchants and consumers. The company's primary areas include:

• E-commerce Payments: Facilitating online transactions with a wide range of payment options.

• POS Payments: Providing secure and efficient payment processing for physical retail environments.

• Mobile Commerce: Enabling mobile payment solutions to cater to the growing mobile shopping trend.

• MOTO Payments: Supporting mail order and telephone order transactions with secure payment processing.

Industry Significance

As one of the pioneers in the payment service provider sector, Computop has played a pivotal role in shaping the landscape of secure and efficient payment processing. The company's commitment to innovation and quality has established it as a trusted partner for businesses seeking reliable payment solutions.

Key Strategic Focus

Core Objectives

• Global Expansion: Extending the reach of Computop's payment solutions to international markets, ensuring businesses can operate seamlessly across borders.

• Innovation in Payment Solutions: Continuously developing and integrating new payment technologies to meet the evolving needs of the digital economy.

• Customer-Centric Approach: Providing tailored payment solutions that align with the specific requirements of diverse industries and business models.

Specific Areas of Specialization

• Omnichannel Payment Processing: Offering integrated payment solutions that unify online, mobile, and in-store transactions.

• Fraud Prevention and Risk Management: Implementing advanced security measures to protect against fraudulent activities and ensure transaction integrity.

• Alternative Payment Methods: Supporting a wide array of payment options, including local and international methods, to cater to diverse customer preferences.

Key Technologies Utilized

• Computop Paygate: An internally developed, PCI-certified payment platform that supports over 350 payment methods globally.

• Tokenization: Enhancing security by replacing sensitive payment information with unique identifiers.

• Self-Learning Algorithms: Utilizing machine learning to improve fraud detection and prevention capabilities.

Primary Markets or Conditions Targeted

Computop primarily targets large international companies across various industries, including retail, travel, gaming, and mobility. The company's solutions are designed to meet the needs of businesses operating in both developed and emerging markets, facilitating secure and efficient payment processing.

Financials and Funding

Funding History

Computop has experienced organic growth since its inception, maintaining independence and avoiding external funding rounds. The company's financial strategy focuses on reinvestment of profits to support innovation and expansion.

Recent Developments

In September 2025, Nexi Group, a leading European PayTech company, acquired full ownership of Computop. This strategic move aims to strengthen Nexi's presence in the DACH region and accelerate e-commerce and omnichannel innovations. Following the acquisition, Stephan Kück, previously Managing Director and CSO, was appointed as CEO of Computop.

Intended Utilization of Capital

The acquisition by Nexi Group is expected to fuel further investment in technology development, market expansion, and the enhancement of payment solutions to meet the evolving needs of global merchants.

Pipeline Development

Key Pipeline Candidates

Computop's development pipeline includes:

• Cloud POS Interface: A solution enabling retailers to operate card terminals from any web-based ERP, store, or POS system through Computop Paygate.

• EPI Payment Method Wero: Computop is handling acquirer processing for several banks, supporting the launch of the European Payments Initiative (EPI) payment method Wero.

Stages of Development

Both initiatives are in the advanced stages of development, with the Cloud POS Interface already launched and Wero expected to be operational in the near future.

Target Conditions

These developments aim to address the growing demand for flexible, secure, and integrated payment solutions in the retail and banking sectors.

Relevant Timelines

The Cloud POS Interface was launched in November 2022, and the Wero payment method is anticipated to be available in 2025.

Technological Platform and Innovation

Proprietary Technologies

• Computop Paygate: A comprehensive payment platform supporting over 350 payment methods worldwide.

• Tokenization: Enhancing transaction security by substituting sensitive data with unique identifiers.

• Self-Learning Algorithms: Utilizing machine learning to improve fraud detection and prevention capabilities.

Significant Scientific Methods

• Biometric Authentication: Implementing biometric verification to enhance security in payment processes.

• Machine Learning Algorithms: Employing advanced algorithms to analyze transaction data and identify potential fraudulent activities.

Leadership Team

Key Executives

• Stephan Kück: CEO of Computop since 2010, bringing over 20 years of banking experience to the company.

• Thomas Egglseder: CFO and member of the management board since 2021, responsible for Finance, HR, and Legal.

• Kenneth M. Overgaard-Nielsen: COO and member of the management board since September 2024, overseeing Business Solutions and Merchant Services divisions.

Leadership Changes

In September 2025, Nexi Group acquired full ownership of Computop, leading to the appointment of Stephan Kück as CEO.

Competitor Profile

Market Insights and Dynamics

The global payment service provider market is characterized by rapid technological advancements and increasing demand for secure, efficient, and integrated payment solutions. The rise of e-commerce and mobile commerce has expanded the market size and growth potential, with businesses seeking solutions that can cater to diverse payment methods and currencies.

Competitor Analysis

Key competitors in the payment service provider sector include:

• Adyen: A global payment company offering a seamless payment experience across online, mobile, and in-store channels.

• Worldpay: A leading payment processing company providing services to merchants worldwide, including payment gateway solutions.

• Stripe: A technology company that builds economic infrastructure for the internet, offering payment processing solutions for online businesses.

Strategic Collaborations and Partnerships

Computop has established several strategic partnerships to enhance its service offerings:

• Raiffeisen Bank International (RBI): In September 2020, Computop strengthened its partnership with RBI to support omnichannel payments in Eastern Europe, enabling merchants to access local acquiring connections in 13 CEE countries and Austria.

• Rezolve Limited: In April 2022, Computop announced a strategic partnership with Rezolve to combine mobile engagement and payment processing capabilities, extending Rezolve's presence in German markets and beyond.

• POSDATA Group, Inc.: In January 2019, Computop partnered with POSDATA to provide U.S. retailers with ongoing support for point-of-sale terminals, enabling a seamless omnichannel payment solution in the U.S.

Operational Insights

Computop's strategic collaborations enhance its market position by expanding its service offerings and geographic reach. The company's focus on innovation and customer-centric solutions differentiates it from competitors, allowing it to cater to the diverse needs of global merchants.