Credit Absolute Company Profile

Background

Overview

Credit Absolute is a credit repair and financial services company founded in 2012 and headquartered in Gilbert, Arizona. The company specializes in improving clients' credit health through personalized education, coaching, and transparent pricing models. With over a decade of experience, Credit Absolute has established itself as a trusted partner for individuals and businesses seeking to enhance their financial well-being.

Mission and Vision

Credit Absolute's mission is to empower individuals and business owners by providing education and tools to improve their credit health, habits, and knowledge, thereby building a sound financial future. The company envisions a future where clients understand the impact of their circumstances on credit and apply this knowledge to change their financial trajectories for generations to come.

Primary Area of Focus

The company focuses on credit repair services, business credit consultancy, debt management solutions, and personalized credit coaching. Additionally, Credit Absolute offers a business credit platform connecting entrepreneurs to over 1,000 lenders, including options without personal guarantees.

Industry Significance

Operating in the financial services industry, Credit Absolute addresses the critical need for accessible and effective credit repair solutions. By combining education with actionable strategies, the company plays a significant role in helping clients achieve financial stability and access better financing options.

Key Strategic Focus

Core Objectives

Credit Improvement: Enhancing clients' credit scores through personalized coaching and dispute resolution.

Financial Education: Providing clients with the knowledge to make informed financial decisions.

Business Funding Access: Connecting business owners to a wide range of funding options to support growth and operations.

Specific Areas of Specialization

Individual Credit Repair: Addressing inaccuracies and negative items on personal credit reports.

Business Credit Development: Assisting businesses in establishing and improving their credit profiles.

Debt Management Solutions: Offering strategies to manage and reduce debt effectively.

Key Technologies Utilized

Proprietary Credit Verification Process: Customized methods for disputing and correcting credit report inaccuracies.

Business Credit Platform: A tech-driven platform connecting users to over 1,000 lenders and funding products.

Primary Markets Targeted

Individuals: Those seeking to improve personal credit scores for better financing opportunities.

Small to Medium-Sized Businesses: Entrepreneurs needing assistance in building business credit and accessing funding.

Financials and Funding

Funding History

Specific details regarding Credit Absolute's total funds raised and recent funding rounds are not publicly disclosed. The company operates on a pay-for-performance model, charging clients only for successful deletions or corrections on their credit reports.

Notable Investors

Information about individual investors or venture capital backing is not publicly available.

Intended Utilization of Capital

While specific utilization details are not disclosed, the company's investments likely focus on expanding its service offerings, enhancing technological platforms, and broadening its market reach to better serve clients.

Pipeline Development

Key Pipeline Candidates

Credit Absolute continually develops and refines its services, including:

Credit Repair Programs: Tailored plans for individuals and businesses to improve credit scores.

Business Credit Platform: A comprehensive platform connecting entrepreneurs to a vast network of lenders.

Stages of Development

Credit Repair Programs: Ongoing refinement to address diverse client needs.

Business Credit Platform: Launched in May 2025, the platform is actively connecting users to funding options.

Target Conditions

Credit Repair Programs: Individuals with inaccuracies or negative items on their credit reports.

Business Credit Platform: Entrepreneurs seeking funding without personal guarantees.

Anticipated Milestones

Credit Repair Programs: Continuous client success stories and improved credit scores.

Business Credit Platform: Expansion of lender partnerships and increased user engagement.

Technological Platform and Innovation

Proprietary Technologies

Credit Verification Process: A customized system for disputing and correcting credit report inaccuracies.

Business Credit Platform: A tech-driven platform connecting users to over 1,000 lenders and funding products.

Significant Scientific Methods

Credit Coaching and Education: Utilizing proven methodologies to educate clients on credit improvement strategies.

AI-Driven Capabilities

Eligibility Screening Tools: Intelligent tools to assess funding potential for business clients.

Leadership Team

Key Executives

Derick Vogel: Founder and CEO with over 20 years of experience in the financial and consumer credit industry.

Professional Backgrounds

Derick Vogel: Expert in credit repair and financial education, committed to enhancing clients' credit health and financial well-being.

Key Contributions

Derick Vogel: Established Credit Absolute to provide accessible and effective credit repair solutions, emphasizing education and personalized coaching.

Competitor Profile

Market Insights and Dynamics

The credit repair and financial services industry is characterized by a growing demand for accessible credit improvement solutions. With increasing consumer awareness of financial health, companies like Credit Absolute are well-positioned to meet this need.

Competitor Analysis

The Credit Pros: Founded in 2009, offers credit repair services across 46 states.

Absolute Results: Provides sales training and consulting services, competing in the broader financial services sector.

Strategic Collaborations and Partnerships

Credit Absolute has partnered with McCarthy Law to empower consumers in identifying FCRA violations, enhancing its service offerings.

Operational Insights

By focusing on education, personalized coaching, and transparent pricing, Credit Absolute differentiates itself in the competitive landscape, offering tailored solutions that address individual and business credit needs.

Strategic Opportunities and Future Directions

Strategic Roadmap

Expansion of Service Offerings: Developing additional programs to address diverse client needs.

Technological Enhancements: Integrating advanced tools to improve service efficiency and client outcomes.

Market Expansion: Extending services to new geographic regions to reach a broader audience.

Future Business Directions

Credit Absolute aims to solidify its position as a leading provider of credit repair and financial education services, continually adapting to market demands and client needs.

Opportunities for Expansion

By leveraging its expertise and technological platforms, Credit Absolute has the potential to expand its reach, offering comprehensive solutions to a wider client base.