Easy Street Capital: Company Profile

Background

Overview

Easy Street Capital is a private real estate lending company headquartered in Austin, Texas. Established in 2016, the company specializes in providing fast, flexible financing solutions tailored for real estate investors across the United States. Their mission is to empower investors to execute their visions with confidence and speed, offering a range of loan products designed to meet diverse investment strategies.

Mission and Vision

The company's mission is to deliver quick, simple, and reliable financing to real estate investors, enabling them to capitalize on opportunities and grow their businesses. Their vision is to be the preferred lending partner for investors, offering innovative solutions that bridge the gap between short-term capital needs and long-term financial goals.

Primary Area of Focus

Easy Street Capital focuses on providing financing for real estate investors engaged in various activities, including property renovations (fix-and-flip), new construction projects, and the acquisition of rental properties. Their loan products are designed to support these activities, offering tailored solutions that address the unique needs of each investment strategy.

Industry Significance

As a leading private real estate lender, Easy Street Capital plays a significant role in facilitating real estate investment by offering accessible and efficient financing options. Their innovative loan programs and commitment to customer service have established them as a notable player in the real estate lending industry.

Key Strategic Focus

Core Objectives

• Rapid Loan Processing: Provide quick term sheets and closings, often within 48 hours, to meet the time-sensitive needs of real estate investors.

• Flexible Financing Solutions: Offer a range of loan products that cater to various investment strategies, including fix-and-flip, new construction, and rental property financing.

• Customer-Centric Approach: Maintain a client-first mindset, ensuring personalized service and transparent communication throughout the lending process.

Specific Areas of Specialization

• Fix-and-Flip Loans: Short-term financing for property renovations and resale.

• New Construction Loans: Funding for ground-up construction projects, including land acquisition and development.

• Rental Property Financing: Long-term loans for acquiring and holding rental properties, with options for short-term rentals.

Key Technologies Utilized

While specific technological platforms are not detailed in the available sources, Easy Street Capital emphasizes a streamlined and efficient lending process, likely leveraging modern financial technologies to facilitate rapid loan processing and management.

Primary Markets or Conditions Targeted

Easy Street Capital serves real estate investors nationwide, focusing on markets with active real estate development and investment opportunities. Their services are particularly beneficial in regions experiencing growth and demand for housing, where investors seek quick and reliable financing solutions.

Financials and Funding

Funding History

As a privately held company, specific details about Easy Street Capital's total funds raised are not publicly disclosed. However, the company has demonstrated significant growth and financial activity, including:

• Securitization: In June 2025, Easy Street Capital closed its first $175 million Residential Transition Loan (RTL) securitization, expanding its financing capacity for real estate investors.

• Loan Volume: In 2024, the company originated a record $1.2 billion in loan volume, marking a 20% increase from 2023.

Recent Funding Rounds

The most recent funding round was a debt financing round closed on June 4, 2025, with a total of $175 million raised.

Notable Investors

Specific details about individual investors are not publicly disclosed.

Intended Utilization of Capital

The capital raised through securitization and other funding activities is utilized to:

• Expand Lending Capacity: Increase the volume and variety of loans offered to real estate investors.

• Enhance Loan Terms: Offer more competitive rates and flexible terms to attract a broader range of investors.

• Support Operational Growth: Invest in technology, personnel, and infrastructure to improve service delivery and operational efficiency.

Pipeline Development

Key Pipeline Candidates

Easy Street Capital's pipeline includes a diverse range of real estate investment projects, such as:

• Urban Fix-and-Flip Projects: Renovations of residential properties for resale in urban areas.

• Ground-Up Construction Projects: Development of new residential and commercial properties.

• Single-Family Rentals: Acquisition and management of single-family homes for rental income.

Stages of Clinical Trials or Product Development

As a financial services company, Easy Street Capital does not engage in clinical trials or product development in the traditional sense. However, they continually assess and develop their loan products to meet market demands and investor needs.

Target Conditions

The company targets real estate investment opportunities in markets with:

• High Demand: Areas experiencing population growth and housing shortages.

• Economic Stability: Regions with strong economic fundamentals supporting real estate investment.

• Regulatory Favorability: Markets with favorable regulations for real estate development and investment.

Relevant Timelines for Anticipated Milestones

Specific timelines for individual projects are not publicly disclosed. However, the company aims to provide quick term sheets and closings, often within 48 hours, to facilitate timely project execution.

Technological Platform and Innovation

Proprietary Technologies

While specific proprietary technologies are not detailed in the available sources, Easy Street Capital emphasizes a streamlined and efficient lending process, likely leveraging modern financial technologies to facilitate rapid loan processing and management.

Significant Scientific Methods

The company employs data-driven underwriting processes to assess loan applications, ensuring informed decision-making and risk management.

AI-Driven Capabilities

There is no publicly available information indicating the use of AI-driven capabilities in Easy Street Capital's operations.

Leadership Team

Key Executive Profiles

• Stephen Hagerman: President of Easy Street Capital, leading the company's strategic direction and growth initiatives.

• Casey Denton: Partner at Easy Street Capital, overseeing loan origination and client relations.

• Yaroslav Novikov: Chief Financial Officer, responsible for financial strategy and management.

• Ford C. Thrash: Managing Director and Head of Originations, leading the company's loan origination efforts.

Professional Backgrounds

Specific professional backgrounds for each executive are not detailed in the available sources.

Key Contributions or Roles Within the Company

Each executive plays a pivotal role in driving the company's mission and objectives, contributing to its growth and success in the real estate lending industry.

Competitor Profile

Market Insights and Dynamics

The private real estate lending market is characterized by:

• Growth Potential: Increasing demand for real estate investment financing due to urbanization and housing shortages.

• Industry Trends: A shift towards digitalization and streamlined lending processes to enhance efficiency and customer experience.

Competitor Analysis

Key competitors in the private real estate lending space include:

• Kiavi: Offers competitive rates and a digital process at scale, focusing on speed and efficiency.

• New Silver: Provides competitive DSCR rates and fast processing times, catering to a wide range of investors.

• Residential Capital Partners: Known for low-down options on flips and quick processing, appealing to investors seeking flexibility.

Strategic Collaborations and Partnerships

Specific details about strategic collaborations and partnerships are not publicly disclosed.

Operational Insights

Easy Street Capital differentiates itself through:

• Speed: Quick term sheets and closings, often within 48 hours.

• Simplicity: Streamlined underwriting processes with minimal paperwork and no appraisal requirements.

• Reliability: Transparent communication and consistent funding per agreed terms.

Strategic Opportunities and Future Directions

The company is well-positioned to:

• Expand Market Reach: Enter new geographic markets with high real estate investment potential.

• Enhance Product Offerings: Develop new loan products to meet evolving investor needs.

• Leverage Technology: Implement advanced technologies to further streamline operations and improve customer experience.

Contact Information

Official Website

www.easystreetcap.com