FinBraine Company Market Research Report

Company Overview

• Name: FinBraine

• Mission: To be an expert in the lending and credit market, facilitating easy lending and fair credit while equipping businesses with intelligent scoring technologies.

• Founded: 2017

• Key People:

• Ashutosh Agrawal: Over 22 years of experience in the International Telecommunications Industry.

• Anupam Pathak: More than 20 years of experience in payments and card industry.

• Kapil Godani: Chief Executive Officer with a history in information technology and services industry.

• Ajay Kashikar: CEO – India, with over 35+ years of financial industry experience.

• Akbar Ladak: Chief Operating Officer, with 21+ years of global telecom experience.

• Headquarters: Singapore

• Number of Employees: 100+ worldwide

• Revenue: USD 40+ million

• Known For: FinBraine specializes in next-gen lending management and KYC software solutions for telecom, retail, banking, and e-commerce sectors.

Products

• IDBraine

• Description: A powerful e-KYC solution streamlining customer onboarding and identity verification.

• Key Features:

• Biometric KYC

• Geo-location identification

• AI-based identity and document validation

• CredBraine

• Description: A next-gen digital lending platform using AI/ML for improving credit quality and acceptance rates.

• Key Features:

• AI Score Card development

• Intelligent Lending with automated onboarding, credit scoring, contracting, and data collection

• Loan Origination, Servicing and Collection processes

• Centralised KYC Registry (CKYC)

• Description: A centralized repository of KYC records accessible to institutions for streamlined customer KYC requirements.

• Key Features:

• Automated bulk upload solution

• API integration with Government KYC data repository

• Centralised Credit Bureau (CCB)

• Description: A national database providing comprehensive credit information to enhance lending decisions.

• Key Features:

• AI-based Credit Score Ratings

• Provides credit assessments and consolidated positions for lending organizations

Recent Developments

• Awards:

• FinBraine won the Best Lending Tech of the Year at the Business Leader of the Year awards (February 19, 2024).

• Research and Partnerships:

• R&D centers in Mumbai and Pune, collaborating with global partners like Microsoft for innovative technology solutions.

• Innovations:

• Emphasis on automation and digitalization within the micro-lending sector.

• Publications:

• Blog topics such as automation in lending, fraud prevention, and improving credit decisions with AI show thought leadership and progressive insights in fintech.

Leading Edge Technological Approaches

• Agility and Flexibility: FinBraine emphasizes comprehensive, innovative solutions crafted with agility and a customer-centric approach.

• Risk Management: The company utilizes accurate and advanced risk management solutions in its service offerings.

• Intelligent Solution Suite: Their offerings are designed to address specific industry challenges using AI/ML and big data analytics.

• Recognition and Trust: Known for leading with innovative lending tech recognized by industry peers and awards.

Contact Information

• Contact Number: +91 73046 95707

• Email: sales@finbraine.com

• Locations:

• Singapore Office: FinBraine Technology PTE Ltd., 81 UBI Ave 4 #08-17, Singapore – 408830

• Pune Office: 501, Pentagon Tower-1, Magarpatta City, Pune- 411013, India

• Mumbai Office: B-3008, Akshar Business Park, Plot No 03, Vashi Kopar Khairane