Company Market Research Report: Celcoin

Company Overview

• Name: Celcoin

• Mission: No specific mission information is available.

• Founded: 2016 by unnamed founders.

• Key People: No information is available.

• Headquarters: Al. Xingu, 350 – Conj 1604 – Alphaville Industrial Barueri – SP – 06455-030, Brazil.

• Number of Employees: No information is available.

• Revenue: No information is available.

• Industry Recognition: Celcoin has been recognized as the “Best Startup of Brazil” by Seedstars, “Best Fintech in the Country” by BBVA Open Talent, and has been listed in “The Inclusive Fintech 50” and “100 Startups to Watch” by Pequenas Empresas & Grandes Negócios. Celcoin also holds certifications such as "Great Place to Work (GPTW)" and "Empresa B".

• Known For: Celcoin is a financial infrastructure provider facilitating businesses to offer financial solutions. It focuses on providing modular solutions for banking, credit, Open Finance, cash management, retail, onboarding, and card issuance. Celcoin serves a diverse range of clients, including digital banks, fintechs, and other corporations, processing over R$20 billion transactions monthly.

Products

Banking as a Service (cel_banking)

• Description: A complete service solution that enables businesses to launch financial products and services.

• Key Features:

• Account management, payments, and receivables.

• Integration with Open Finance and KYC/AML features.

• Support services like Pix, Ted, and vehicle debits.

Payment Gateway (cel_cash)

• Description: A solution designed for both unique and recurring payment management.

• Key Features:

• Integration with APIs, ERPs, and e-commerce platforms.

• Manage payments via Pix, credit card, and bank slips.

• Features include automatic reminders, transactional monitoring, and smart retries.

Credit Platform (cel_credit)

• Description: Infrastructure for innovative credit products, designed for creditors.

• Key Features:

• Capabilities for issuing CCBs, account escrow, and credit checks.

• Debtor transparency with online simulators and modular consumption solutions.

• White label platform for custom branding.

Onboarding and KYC (cel_onboarding)

• Description: Comprehensive client onboarding to ensure secure transactions.

• Key Features:

• Biometric validation and document verification.

• Automated compliance checks and fraud prevention.

• Personalizable interface for customer data collection.

Open Finance (cel_open)

• Description: Initiative supporting data sharing among financial institutions to improve service access.

• Key Features:

• Consent management and compliance with OpenID standards.

• Integration with metric collection platforms and payment initiation tools.

Retail Solutions (cel_retail)

• Description: Aimed at retail businesses to enhance customer experience and streamline operations.

• Key Features:

• Services such as PDV app customization and Pix cash/returns.

• Correspondence banking services that enrich client engagement.

Recent Developments

• Investments and Growth: Celcoin secured funding led by Summit Partners and acquired multiple firms including Galax Pay, Flow Finance, Finansystech, and Regulatório+ to enhance recurring payment solutions, credit infrastructure, Open Finance, and regulatory solutions.

• Partnerships: Celcoin has integrated with 500+ digital banks, fintechs, and numerous enterprises, processing significant transaction volumes seamlessly.

• Technological Enhancements: Launched innovations like cel_bricks for Embedded Finance, mybenk for Endofinance, and continually improving API interfaces to bolster client experience.

Conclusion

Celcoin stands at the forefront of financial infrastructure technology, offering innovative solutions to streamline complex financial operations. Its extensive portfolio affirms its capacity to deliver customizable, embedded financial services across diverse industry segments, enhancing client ability to offer direct financial products while ensuring regulatory compliance.