Overview
IRC Wealth is an Atlanta-based investment advisory firm established in 1992. They specialize in wealth management, estate planning, and retirement planning, operating as a "personal CFO" for their clients. IRC Wealth utilizes a proprietary model for strategic financial goal implementation, focusing on creating value for business owners and professionals.
Key Services
- Financial Planning: Custom plans tailored to individual financial situations.
- Wealth Management: Aims to maximize financial potential through strategic goal setting.
- Retirement Planning: Management of retirement plans, including 401(k), to benefit individuals and employees.
- Estate Planning: Facilitates wealth transfer optimization to heirs, reducing taxes and complexities.
- Market Timing Services: Offers strategies to capitalize on market fluctuations for short-term profits.
Clientele and Fee Structure
Serving a diverse clientele from high-net-worth individuals to corporations, IRC Wealth offers a flexible fee structure with a percentage of assets under management (AUM) and fixed fees for specific services. They have a negotiable minimum for their income strategy portfolio set at $500,000 and do not charge for wrap fee programs.
Financial & Operational Data
- Assets Under Management (AUM): $436.3 million
- Client Accounts: 781
- Advisor Count: 5 (156:1 client-advisor ratio)
- Office Location: 3050 Peachtree Road, Suite 220, Atlanta, GA 30305, United States
Regulatory Information
IRC Wealth is registered with the SEC and maintains notice filings in various states, including California, Florida, and Texas, adhering to a no-disclosure policy to prevent legal or financial issues.
Leadership
- David Ragland, CEO: A Certified Financial Planner™ with a background in accounting, former CFO, and Ironman triathlete. Author of books on financial freedom and retirement planning.
- Carol Cho, CLU®, ChFC®, BFA™: Financial Advisor known for innovative strategies and social finance involvement.
- Amy Getz, CPA, CDFA®: Senior Director of business development and client experience, advancing financial literacy.
- Aamina Siddiqui, CFP®, CRPC®: Empowers clients through informed decision-making strategies.
Strategy and Approach
IRC Wealth uses a holistic approach to financial planning, emphasizing financial education and emotional intelligence. Their unique coaching dynamic with clients promotes financial health and sustainability, offering a personalized boutique-style service.
For further details, [visit IRC Wealth's official website](http://www.ircwealth.com) or contact their Atlanta office at (404) 968-9348.
Competitive Landscape
Overview
IRC Wealth faces competition in the financial advisory industry from various firms offering similar services.
Key Competitors
1. Focus Financial Network
- Large independent advisory firm headquartered in Minneapolis, MN.
- Manages over $6.75 billion in assets.
- Operates 46 branches with over 120 advisors in six states.
- Specializes in personalized financial planning and education services.
2. Stockade Wealth Management
- Based in Marlboro Township, New Jersey.
- Emphasizes transparency and client relationship cultivation through tailored financial plans.
3. Constant Guidance Financial
- Located in Massachusetts.
- Fee-only fiduciary strategies lead by Mitch Zides, CFP® and CFA.
Strategic Position
IRC Wealth's strategic advantage is rooted in industry experience, global reach, and tailored financial solutions. This diverse client strategy allows them to effectively compete, offering individualized financial advice and maintaining strong client relationships.
