Iscential Inc. Company Research Report

Company Overview

Name: Iscential Inc.

Iscential Inc. is a premier independent insurance agency specializing in insurance, risk management, and financial services.

Mission

Iscential believes in creating a new way of thinking that challenges the status quo by fully evaluating clients' situations and implementing unique plans to meet their goals and exceed expectations.

Founded

Year: 1993

Original Name: Barhorst Insurance Group

Founder

Warren Barhorst

Key People

Warren Barhorst - Chief Executive Officer

Lisa Barhorst - Chief Operating Officer

Ray Highsmith - Chief Financial Officer

Devin Wisener - Chief Sales Officer

Spencer Barhorst - Chief Information Officer

Brad Sorensen - Chief Implementation Officer

Justin Valenzuela - Vice President of Distribution

Headquarters

Location: 8220 Jones Road, Suite 100, Houston, TX 77065

Number of Employees

Number: More than 140 associates

Revenue

No information available

Core Competence

Iscential is known for its comprehensive insurance solutions, risk management, and financial services tailored to individual, family, and business needs. The company is licensed to operate in over 35 states across the USA.

Products

Overview

Iscential offers a wide range of products encompassing personal insurance, commercial insurance, and financial services.

Insurance Products

Personal Insurance

Auto Insurance: Provides liability, collision, comprehensive, uninsured/underinsured motorist, personal injury, rental, and roadside assistance coverage.

Homeowners Insurance: Offers dwelling, other structures, personal property, loss of use, personal liability, medical payments, and optional coverages like valuable items and water/sewer backup.

Life Insurance: Includes term life, whole life, universal life, and long-term care insurance.

Renters Insurance: Covers personal property, personal liability, loss of use, medical payments, and optional coverages like valuable items and identity fraud.

Flood Insurance: Covers structure and personal property against flood-related damage.

Umbrella Insurance: Provides additional liability over existing home and auto insurance policies.

High Net Worth Insurance: Specialized coverage with VIP treatment, personal claims adjusters, and worldwide coverage.

Other Types: Motorcycle, Boat, Pet, Travel, Condo, Jewelry, Landlord, and more.

Commercial Insurance

General Liability Insurance: Protects against third-party claims of bodily injury or property damage.

Professional Liability (E&O): Protects against claims from professional services provided.

Business Property Insurance: Protects business-owned property from perils like fire and burglary.

Commercial Auto Insurance: Liability and physical damage coverage for business vehicles.

Cyber Liability Insurance: Protects against cybercrime and data breaches.

Workers' Compensation Insurance: Covers workers for injury-related medical expenses and lost wages.

Pollution Liability Insurance: Covers costs related to pollution clean-up and hazardous materials.

Farm & Agricultural Insurance: Risk-control services tailored for farm and agricultural needs.

Financial Services

Retirement Planning: Assistance with pensions, annuities, and savings plans.

Life Insurance: Coverage options like term life, whole life, and universal life insurance.

Wealth Management: Includes stock investments, mutual funds, and estate planning.

Recent Developments

Partnerships and Acquisitions

Cruse & Dice Insurance Agency: Joined Iscential Inc.'s portfolio effective August 2020.

Texas A&M University Partnership: Collaboration with the MS Marketing Program for an insurance consumer research study announced in September 2020.

Awards and Recognitions

Houston's 2020 Best & Brightest Companies to Work For: Awarded as one of the best companies to work for in Houston (February 2020).

Innovations and Advancements

COVID-19 Response: Innovation and resilience through the pandemic enabled successful partnerships and ensured service continuity.

Consumer Education: Extensive blog and client education resources on various insurance topics and seasonal advisories (e.g., storm season preparedness).

Note: This report strictly includes information available from the provided data and mentions "No information is available" for areas where data was not provided.