Company Research Report: The Lafayette Life Insurance Company

Company Overview

• Name: The Lafayette Life Insurance Company

• Mission: To maintain itself as a financially sound, quality-driven, growth-oriented company, dedicated to meeting its customers’ requirements for life insurance products and services.

• Founded: Over 110 years ago

• Founders: No information is available

• Key People: No information is available

• Headquarters: 400 Broadway, Cincinnati, Ohio, 45202-3341

• Number of Employees: No information is available

• Revenue: No information is available

• Known For: Providing life insurance, annuity, retirement, and business-planning solutions to both individuals and businesses through a nationwide network of independent agents.

Products

Whole Life Insurance

• Description: Dividend-paying whole life insurance with living benefits and a waiver of premium disability benefit offers flexible protection.

• Key Features:

• Specialized riders and guaranteed whole life insurance.

• Flexible protection.

Fixed Indexed Annuities

• Description: Annuities offering growth potential and income guarantees.

• Key Features:

• Growth potential through index-linked options.

• Income guarantees.

Immediate Annuity

• Description: No information is available.

• Key Features: No information is available.

Small Business Retirement Services

• Description: Retirement services tailored for small businesses.

• Key Features:

• Plan design, administrative services, and funding options.

Employer Sponsored Retirement Plans

• Description: Tailored retirement plans for owners and employees of mid-sized businesses.

• Key Features:

• Nationwide network of independent agents.

Advanced Markets

• Description: Focuses on affluent individuals and business owners.

• Key Features:

• Concierge-style service and sales desk support.

Recent Developments

• Recent Developments: No recent developments have been identified.

• New Products Launched: No information is available

• New Features Added to Existing Products: No information is available

• New Partnerships: No information is available

Financial Strength Ratings

• A.M. Best: A+ (Superior)

• Standard & Poor's: AA- (Very Strong)

• Fitch: AA (Very Strong)

• Comdex Ranking: 96 out of 100

Note: Financial ratings reflect the company's ability to meet ongoing insurance obligations and indicate its strong financial security characteristics. These ratings apply to the individual member insurance companies affiliated with Western & Southern.

Additional Information

• Parent Company: A member of the Western & Southern Financial Group. The advantage of a mutual holding company is that there are no stockholders, ensuring that policyholders' long-term interests guide company decisions.

• Geographical Presence: The company operates in D.C. and all states except New York.

• Contact Information:

• Phone: 800-243-6631

• Monday - Thursday | 8:15 a.m. - 5:00 p.m. ET, Friday | 8:15 a.m. - 4:45 p.m. ET

Important Notices

• Policyholders affected by recent natural disasters can contact the company for assistance with premium payments.

This report provides a comprehensive view of The Lafayette Life Insurance Company's vision, product portfolio, ratings, and market presence while highlighting areas where no information is available.