LB

Liberty Capital Bank

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Liberty Capital Bank: Company Research Report





Company Overview



  • Name: Liberty Capital Bank

  • Mission: Service and success are at the core, with a commitment to building relationships personally and professionally to stand the test of time. Liberty Capital Bank values truth, respect, and empathy, aiming for excellence that fosters business and personal growth.

  • Founded: 2008

  • Founders: Holt Lunsford and Ben Cunningham

  • Key People:

  • Alan Morris - CEO

  • Ryan Friend - President

  • Amy Pickard - CFO

  • Holt Lunsford - Chairman

  • Headquarters: 5055 Keller Springs Rd #120, Liberty Plaza I, Addison, TX 75001

  • Number of Employees: 32

  • Revenue: No information is available

  • Known For: Serving privately held businesses, real estate investors, and high net worth individuals with a focus on personalized banking solutions.




Products & Services



Business Banking


  • Description: Tailored services for local businesses, including loans from $500,000 to $10,000,000, lines of credit, term loans for asset purchases and refinancing, and loans for business acquisitions.

  • Key Features:

  • Custom-tailored lending solutions

  • Lines of Credit to support business growth

  • Experienced relationship managers


Treasury Services


  • Description: Solutions for safe and efficient cash management, including deposit services, electronic disbursements, detailed online reporting, and robust security measures.

  • Key Features:

  • Remote Deposit Capture

  • Electronic bill pay and wire transfers

  • Positive Pay and security features


Real Estate Banking


  • Description: Banking solutions focused on real estate investors, including construction loans, purchases, and refinancing options.

  • Key Features:

  • Expertise in office, industrial, retail, and multifamily investments


Private Banking


  • Description: Services for professionals and high net worth individuals, offering home financing, secured loans, and comprehensive deposit accounts.

  • Key Features:

  • Marketable securities-backed loans

  • Life insurance premium financing

  • Mobile banking app for on-the-go banking


Remote Deposit Capture


  • Description: Allows clients to deposit checks remotely, providing convenience and immediate crediting.

  • Key Features:

  • Deposit checks from home or office

  • Scanner for trust account management




Recent Developments



  • Merger Announcement: Liberty Capital Bank is merging with Texas Heritage Bank (THB). This merger combines assets and expands their market reach, positioning both banks for growth with combined assets of over $640 million. The merger is rooted in a longstanding partnership, and both entities will maintain current leadership.

  • Partnership Goals: Both banks aim to extend their life and legacy while supporting local markets and fostering organic growth.

  • New Initiatives: Plans to hire and grow their teams as part of the merger strategy.

  • Strategic Objective: The merger aims to attract other community banks looking for growth and legacy extension.




This structured report provides key insights into Liberty Capital Bank's operations, leadership, products, and recent strategic developments relevant to stakeholders and market analysis.