Middlesex Savings Bank Company Research Report
Company Overview
Name and Mission
- Company Name: Middlesex Savings Bank
- Mission: Providing financial support to individuals and businesses with personalized services and local decision-making.
Founding and Key People
- Founded: No information is available.
- Founders: No information is available.
- Key People: No information is available.
Headquarters
- Location: Natick, Massachusetts
Workforce
- Number of Employees: No information is available.
Financials
- Revenue: No information is available.
Recognition
- Known For: Being a mutual bank offering a wide range of banking solutions including checking accounts, savings accounts, certificates of deposit (CDs), personal loans, mortgages, and commercial lending services.
Products
Overview of Product Offerings
- Checking Accounts: Personal and business checking services.
- Savings Accounts: Options designed to help individuals build a financial foundation.
- Certificate of Deposit (CDs): Offers competitive rates with a variety of term options.
- Personal Loans: Affordable financing options for individuals, including auto loans and personal loans.
- Mortgages: Competitive rates on fixed and adjustable mortgage options.
- Commercial Lending: Services tailored to meet small business banking needs.
Key Features
- Certificates of Deposit: Offers a competitive Annual Percentage Yield (APY) of 4.25% for 3-5 month terms.
- Home Equity Line of Credit (HELOC): Available at Prime minus 0.5%, currently 7.50% APR.
- Small Business Banking: Personalized service and local decision-making to address unique business needs and challenges.
Recent Developments
New Initiatives and Community Engagement
- Charitable Contributions: Middlesex Savings Charitable Foundation awarded $20,000 to a local nonprofit leader as the 2024 John R. Heerwagen Award recipient.
- Community Grants: Donated $308,825 to 18 local nonprofits as part of its annual grant-making program.
Product and Service Enhancements
- No information is available regarding new product launches or feature additions to existing products.
Partnerships
- No information is available regarding new partnerships.
Comments on Strategy
- No information is available regarding strategic shifts or future company directions.
This concludes the report on Middlesex Savings Bank, with a focus on the relevant company details and current market activities as derived from the available data.