MONTICELLOAM, LLC Company Profile

Background

Founded in October 2014, MONTICELLOAM, LLC is a specialized lending platform focusing on multifamily and seniors housing sectors. The company offers bridge loans, working capital solutions, and permanent financing options tailored to meet the unique needs of its clients. With a mission to provide customized financial solutions, MONTICELLOAM leverages the extensive industry experience of its founders—Alan Litt, Thomas Lally, and Jonathan Litt—each possessing over 35 years of expertise as lenders, investors, developers, and owner-operators.

Key Strategic Focus

MONTICELLOAM's strategic focus centers on delivering tailored financing solutions within the multifamily and seniors housing markets. The company specializes in bridge loans, mezzanine financing, and working capital facilities, aiming to support clients in achieving their business objectives. By understanding the specific goals of each client, MONTICELLOAM positions itself as a trusted partner in the real estate financing industry.

Financials and Funding

In 2024, MONTICELLOAM, along with its affiliates, completed 55 transactions totaling over $2.19 billion in bridge, mezzanine, and working capital financing. Notable transactions include:

$422 million bridge and working capital financing for a seniors housing portfolio across Kentucky and Tennessee.

$87 million bridge financing for a 318-unit, Class-A multifamily complex in Georgia.

$129 million bridge, mezzanine, and working capital financing for a seniors housing portfolio in Kentucky.

$67.5 million bridge financing for a 268-unit multifamily property in Maryland.

$87.15 million bridge financing for a group of assisted living communities in California.

$64 million bridge financing for a 208-unit multifamily community in California.

Additionally, in December 2024, MONTICELLOAM, in collaboration with Huntington National Bank, provided a $400 million bridge loan to refinance a 29-facility skilled nursing portfolio comprising over 2,900 beds across Kentucky and Tennessee.

Leadership Team

Alan Litt: Principal and Co-Founder with over 35 years of experience as a lender, investor, developer, and owner-operator.

Thomas Lally: Co-Founder with extensive industry experience, contributing to the company's strategic direction.

Jonathan Litt: Co-Founder, bringing a wealth of knowledge in real estate financing and operations.

Joseph Borenstein: Head of the Healthcare Sales Desk, instrumental in structuring and closing significant financing deals.

Kim Gordon: Senior Managing Director, leading the Working Capital group and providing asset-based lending expertise.

Patti Unti: Appointed as Portfolio Manager in April 2025, responsible for leading the development and implementation of the firm’s investment strategies.

Leadership Changes

In April 2025, MONTICELLOAM appointed Patti Unti as Portfolio Manager, enhancing the firm's leadership team and investment strategy capabilities.

Competitor Profile

Market Insights and Dynamics

The multifamily and seniors housing financing market is characterized by significant demand for tailored financial solutions, driven by demographic trends and the need for specialized housing options. The market is competitive, with several key players offering similar services.

Competitor Analysis

Key competitors in the market include:

Greystone: Offers a range of real estate lending, investment, and advisory services, focusing on multifamily and healthcare properties.

Hunt Real Estate Capital: Provides financing solutions for multifamily and commercial real estate, including bridge and permanent loans.

Berkadia: Specializes in capital solutions and investment sales advisory for multifamily and commercial real estate.

These competitors focus on providing comprehensive financing solutions, leveraging their extensive industry experience and networks.

Strategic Collaborations and Partnerships

MONTICELLOAM has engaged in significant collaborations to strengthen its market position:

Huntington National Bank: Partnered to provide a $400 million bridge loan for a 29-facility skilled nursing portfolio, demonstrating the firm's capacity to handle large-scale financing projects.

Operational Insights

MONTICELLOAM differentiates itself through its specialized focus on multifamily and seniors housing sectors, offering customized financing solutions. The firm's ability to close transactions efficiently, such as the $39 million financing for New Jersey skilled nursing facilities completed in 45 days, underscores its commitment to client success.

Strategic Opportunities and Future Directions

Looking ahead, MONTICELLOAM aims to expand its footprint in the multifamily and seniors housing markets by leveraging its expertise and strategic partnerships. The firm is committed to delivering innovative financing solutions and advisory services to meet the evolving needs of its clients.