Nebeus Company Profile

Background

Overview

Nebeus is a financial technology company founded in 2014, specializing in bridging traditional finance with digital assets. The company offers a comprehensive suite of services, including crypto-backed loans, multi-currency accounts, and a crypto-compatible Mastercard, catering to both individual and business clients. Headquartered in Barcelona, Spain, and London, UK, Nebeus is registered with the Bank of Spain under registration number D664 for custody services, sale, and purchase of digital assets.

Mission and Vision

Nebeus aims to empower digital nomads, businesses, and crypto users worldwide by providing seamless payments, crypto, and card solutions. The company's mission is to build a fully integrated financial ecosystem that makes crypto a mainstream payment method, enabling users to manage and move both money and crypto globally with ease.

Industry Significance

Operating at the intersection of traditional finance and cryptocurrency, Nebeus plays a pivotal role in facilitating the adoption of digital assets in everyday financial transactions. By offering services that bridge the gap between crypto and fiat currencies, Nebeus contributes to the mainstream acceptance and integration of digital assets into the global financial system.

Key Strategic Focus

Core Objectives

• Product Development: Enhancing and expanding the range of financial services to meet the evolving needs of users.

• Geographic Expansion: Extending the company's presence into new markets to increase user base and service availability.

• Operational Scaling: Improving infrastructure and operational capabilities to support growth and ensure service reliability.

Areas of Specialization

• Crypto-Backed Loans: Providing instant loans using digital assets as collateral, allowing users to access liquidity without selling their crypto holdings.

• Multi-Currency Accounts: Offering accounts that support multiple currencies, facilitating seamless transactions across different financial systems.

• Crypto-Compatible Mastercard: Issuing payment cards that enable users to spend both crypto and fiat currencies globally.

Key Technologies Utilized

• Blockchain Technology: Ensuring secure and transparent transactions.

• Cryptographic Security Measures: Protecting user data and digital assets.

• Regulatory Compliance Systems: Adhering to financial regulations to maintain trust and legality.

Primary Markets Targeted

• Individual Crypto Holders: Users seeking to leverage their digital assets for financial services.

• Freelancers and Digital Nomads: Individuals requiring flexible and efficient financial solutions for cross-border transactions.

• Businesses: Companies looking to integrate crypto payments and manage multi-currency operations.

Financials and Funding

Funding History

• Seed Round (March 2015): Initial funding to establish the company's operations.

• Angel Investment (December 2017): Secured $2 million to support early-stage growth.

• Equity Crowdfunding Campaigns:

• November 2018: Raised €955,000 through Seedrs, with support from the UK's Future Fund.

• November 2020: Raised €1 million to further expand services.

• June 2023: Raised $1.5 million to enhance product offerings.

• Venture Capital Funding (2019): Introduced institutional investors, providing strategic guidance and capital.

• Institutional Funding (January 2024): Secured €250 million, enabling significant expansion and service enhancement.

Utilization of Capital

The funds raised have been allocated towards:

• Product Development: Enhancing existing services and developing new offerings to meet user demands.

• Geographic Expansion: Entering new markets to increase the user base and service availability.

• Operational Scaling: Improving infrastructure and operational capabilities to support growth and ensure service reliability.

Pipeline Development

Key Pipeline Candidates

• Crypto-Backed Loans: Expanding the range of loan products to cater to diverse user needs.

• Multi-Currency Accounts: Introducing additional currencies to support a broader user base.

• Payment Cards: Developing new card products with enhanced features and benefits.

Stages of Development

• Research and Development: Identifying market needs and designing appropriate products.

• Testing and Compliance: Ensuring products meet regulatory standards and user expectations.

• Launch and Scaling: Deploying products to the market and scaling operations to meet demand.

Target Conditions

• Regulatory Compliance: Ensuring all products adhere to financial regulations in target markets.

• Market Demand: Aligning product offerings with user needs and market trends.

Anticipated Milestones

• Product Launches: Scheduled releases of new products in the coming quarters.

• Market Expansion: Entering new geographic regions to increase market share.

• User Acquisition: Achieving targeted growth in user base through marketing and partnerships.

Technological Platform and Innovation

Proprietary Technologies

• Lending Platform: A proprietary system facilitating crypto-backed loans with integrated risk management features.

• Exchange Platform: A secure and efficient platform for buying, selling, and exchanging cryptocurrencies.

• Wallet Solutions: Secure wallets for storing and managing digital assets.

Significant Scientific Methods

• Risk Assessment Algorithms: Utilized in the lending platform to evaluate loan applications and manage collateral.

• Security Protocols: Advanced cryptographic methods to ensure the safety of user data and assets.

Leadership Team

Executive Profiles

• Sergey Romanovskiy: Co-founder and Executive Chairman, with a background in fintech and blockchain technology.

• Konstantin Zaripov: Co-founder and CEO, experienced in financial services and digital asset management.

• Jhésica Álvarez: Compliance Director, ensuring adherence to regulatory standards across operations.

• Federica Angius: Head of Legal, overseeing legal affairs and corporate governance.

• Patrick Lee: Chief of Investor Relations, managing relationships with investors and stakeholders.

• Olena Kuzmenko: Head of Finance, responsible for financial planning and analysis.

• Intars Sloka: Chief of Operations, overseeing daily operations and service delivery.

• Lucía Colli: Head of Marketing, leading marketing strategies and brand development.

• Artem Tutov: Chief Technology Officer, guiding technological innovation and infrastructure.

• Valeria Rodrigez: Head of Support, managing customer service and support functions.

• Katia Yermolaeva: Head of Partner Sales, developing and managing partnerships and sales channels.

• Marina Prodan: Head of HR, overseeing human resources and talent management.

• Ruslan Murakaev: Head of Business Development, driving business growth and strategic initiatives.

• Kira Balabanova: Head of Product, leading product development and user experience design.

Competitor Profile

Market Insights and Dynamics

The digital finance sector is experiencing rapid growth, with the total addressable market exceeding €3 trillion. Stablecoins alone have surpassed €150 billion, revolutionizing global transactions. The gig economy is on track to reach 1.57 billion freelancers by 2027, driving demand for fast, flexible, and cost-effective cross-border payment solutions.

Competitor Analysis

• Coinbase: A leading cryptocurrency exchange offering trading, wallets, and educational resources.

• Binance: A global crypto exchange providing a wide range of services, including trading, staking, and lending.

• Revolut: A fintech company offering banking services, including cryptocurrency trading and financial management tools.

Strategic Collaborations and Partnerships

• Mastercard: Nebeus holds Principal Membership with Mastercard, enabling it to issue cards and process payments across international markets.

Operational Insights

Nebeus differentiates itself by offering a fully integrated financial platform that combines crypto and traditional finance services. This approach provides users with a seamless experience for managing both digital and fiat assets.