Oconee State Bank - Company Market Research Report

Company Overview

• Name: Oconee State Bank

• Mission: Create remarkable experiences that significantly mark the lives of others.

• Founded: Opened its doors on February 1, 1960.

• Founder: A group of community leaders in Oconee County.

• Key People: H. Mell Wells (served as President from 1979 to 1986), the Wells family continues to serve in various capacities.

• Headquarters: Main Street, Watkinsville, GA.

• Number of Employees: No information is available.

• Revenue: No information is available.

• Known For: Being a locally-owned community bank with a commitment to personalized service, innovative products, and community involvement. It aims to provide exceptional value through local ownership and decision-making.

Products and Services

• Digital Banking Suite:

• Description: A comprehensive digital platform that allows users to manage their finances across various devices seamlessly.

• Key Features:

• View balances and transactions with filtering and tagging options.

• Transfer funds and schedule payments, including recurring bills.

• Receive alerts and notifications for account activity.

• Link outside accounts to view all finances in one place.

• Manage debit cards, including the ability to toggle them on/off and add travel notes.

• Integrate personal financial management tools with external institution access and enhanced security protocols.

• SBA Lending: Options available for small business financing.

• Community Banking Services: Extensive local involvement and decision-making to cater to the needs of the community.

Recent Developments

• New Digital Banking Suite:

• Launch: Recently introduced the New Digital Banking Suite.

• New Features Added:

• Seamless access to manage finances on multiple devices.

• Enhanced alert systems and the ability to link external accounts for a holistic view of finances.

• Advanced personal financial management tools and security enhancements.

• Infrastructure Developments:

• Wells Family Community Room: Dedicated in June 2021 at the Corporate Headquarters, commemorating the contributions of H. Mell Wells.

• Partnerships: No information is available.

Conclusion

Oconee State Bank remains committed to serving its community with a blend of personalized service and modern banking technology, ensuring a bridge between traditional community banking and the latest financial advancements. With a history rooted in local ownership and a vision focused on significant community impact, Oconee State Bank is dedicated to being a crucial part of the regions it serves.