Peach Finance Company Research Report

Company Overview

• Name: Peach Finance

• Mission: The mission of Peach Finance is to improve lives by giving every lender the power to innovate.

• Founding Information: No information is available.

• Key People:

• CEO: Eddie Oistacher

• CTO: Eran Sandler

• COO: Gur Brosh

• CRO: Noah Trugman

• VP of Engineering: Ryan Lowe

• VP of Customer Experience: Russell Braden

• Head of Customer Success: Elena Sawchuk

• Head of Enterprise Sales: Matt Creatore

• Head of Marketing: Prisca Villa

• Headquarters: No information about the headquarters location is available.

• Number of Employees: No information is available.

• Revenue: No information is available.

• Known For: Peach Finance is known for its API-first lending technology platform designed to enable lenders to launch innovative lending programs quickly and at scale.

Products

• Adaptive Core™:

• Description: A configurable loan management system that supports virtually any non-mortgage asset class.

• Key Features:

• 250+ configuration variables

• Supports diverse asset classes: BNPL, cards, personal loans, business loans, etc.

• Real-time ledger access through cloud-based APIs

• Immutable ledger and backdated changes via Loan Replay™

• Servicing Suite:

• Description: An integrated suite of loan servicing tools covering CRM, borrower portal, communications, payment processing, collections, and compliance.

• Key Features:

• Borrower Portal with self-service repayment features

• CRM enabling remote servicing with compliance integrations

• Omnichannel communications and payment processing

• First-party collections with smart case matching

• Compliance Guard™:

• Description: A regulatory compliance monitoring system to ensure adherence to federal and state servicing laws.

• Key Features:

• Automates workflows for bankruptcy, natural disasters, SCRA, and other obligations

• Rules engine for blocking non-compliant communications

• Supports demonstrating compliance with FDCPA, SCRA, TCPA, etc.

• Portfolio Migration:

• Description: APIs facilitating seamless integration and migration to Peach's system.

• Key Features:

• Lowers risk and reduces costs during migration

• Completes control of migration timeline

Recent Developments

• New Products Launched:

• Square Selects Peach Finance to Power Innovative Credit Card Program: Peach's infrastructure enables rapid scaling of Square’s credit card program as part of the broader Square ecosystem.

• New Features & Developments:

• Partnership with Enervee for Scaling Energy Efficiency Initiatives: Provides Eco Financing to democratize energy-efficient product access.

• Peach adapts its loan servicing technologies to enhance customer experiences by improving self-service capabilities, enhancing support, enabling omnichannel communications, and allowing flexible payments.

• New Partnerships:

• Peach to Deliver AI-Driven Lending Innovations with Google Cloud

• Collaboration with Mastercard Engage Partner Network for BNPL solutions

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This report compiles the available data in a structured manner, focusing on key aspects of Peach Finance’s operations and offerings. Information gaps are noted where data is not available.