Perfios Software Solutions Market Research Report
Company Overview
General Information
- Name: Perfios Software Solutions Pvt. Ltd.
- Mission: Bridging the gap between data and insight; leveraging AI and machine learning to automate data-driven risk and price-reducing decisions across the financial services sector.
- Founded: 2008
- Founders: V.R. Govindarajan and Debasish Chakraborty
- Key People:
- V.R. Govindarajan (Co-Founder & Executive Chairman)
- Sabyasachi Goswami (CEO)
- Ramgopal Subramani (Chief Strategy Officer)
- Omkar Shirhatti (Chief Product Officer)
- Sridhar Narayan (Chief Business Officer)
- Sumit Nigam (Chief Technology Officer)
- Rajesh Kini (CFO)
- Pramod Veturi (CEO, International Business)
Headquarters
- Location: Bangalore, India
Employees
- No specific data
Revenue
- No specific data
Products & Services
Perfios is known for its comprehensive suite of products that caters to various financial services sectors, such as banking, insurance, and fintech. It's renowned for extracting, categorizing, and analyzing data in real time to enable efficient decision-making.
Products
Consumer Lending Solutions
Providing a completely automated consumer lending experience:
- Income Analysis
- Payslip Analyzer
- Fraud Check and Verification Services
- Obligations Check
- Cross Analysis
SME Lending Solutions
Tailor-made for SME lending needs:
- Income Analysis
- Income Tax Document Analysis
- Bank Statement Analyzer
- Financial Statement Analyzer
- GST Analysis
- MCA Filings Analysis
- Fraud Check and Verification Services
- Obligations Check
- Cross Analysis
Wealth Management Solutions
APIs for financial data aggregation:
- Perfios Finance Manager
Account Aggregator Solutions
Aggregation tools for structured and unstructured data:
- Loan Service Provider (LSP)
Specialized Solutions
Assisting in the digital transformation of lending processes:
- InDigize
- Perfios Credit Gateway
- Insurance Analysis
- Total KYC
- Hyperpersonalization
- Perfios Hub
Platforms
Providing secure platforms for comprehensive data aggregation and analytics:
- InteGREAT
- Invoice Financing
- P2P Lending
- Direct B2C and Channel-Based Lending
- Unified Branch-office Portal
Recent Developments
New Products and Features
Product Launches
- Launched InDigize: an intelligent document scanning solution enabling efficient processing of large volumes of unstructured data.
- Released Perfios Credit Gateway: a platform for streamlined integration of lending solutions.
Feature Enhancements
- Enhanced Perfios Finance Manager with hyperpersonalization and comprehensive monitoring tools.
- Expanded Total KYC services to include comprehensive identity and document verification checks.
New Partnerships
- $80 million funding from Teachers' Venture Growth, the late-stage venture and growth investment arm of Ontario Teachers' Pension Plan.
Strategic Milestones
- Enhanced global presence with offices and services extended to 18 countries.
Conclusion
Perfios continues to lead as a dynamic and innovative SaaS-based fintech company, consistently receiving industry recognition and maintaining solid partnerships to push forward in the realms of consumer and SME lending, wealth management, and specialized financial solutions. Their recent funding and product expansions position them strategically for future growth and market penetration.
