Plataform Company Profile

Background

Plataform is a Colombian fintech company founded in 2022, specializing in providing liquidity solutions to small and medium-sized enterprises (SMEs) through innovative financial products. The company's mission is to accelerate access to financing for businesses, thereby contributing to the growth and development of the Colombian economy. Plataform's vision is to become a leading provider of financial solutions that empower SMEs to thrive in a dynamic market environment. Operating within the financial services industry, Plataform plays a significant role in enhancing the accessibility and efficiency of financing options for Colombian businesses.

Key Strategic Focus

Plataform's strategic focus centers on offering diverse financial products tailored to the needs of SMEs, including:

• Factoring: Enabling businesses to sell their accounts receivable to third parties, providing immediate liquidity without incurring debt.

• Confirming: Facilitating early payments to suppliers, optimizing cash flow and strengthening supply chain relationships.

• Crowdfactoring (Mesfix): Introducing an online invoice marketplace that allows businesses to access financing by selling invoices to a network of investors.

The company leverages advanced technologies to streamline financial processes, ensuring quick and secure transactions. Plataform primarily targets the Colombian market, aiming to finance over one billion dollars annually for the local business community.

Financials and Funding

As of December 2025, Plataform has raised a total of $3 million in a seed funding round completed on February 12, 2024. The funding was led by Progresión Sociedad Comisionista de Bolsa and Skandia Group, with participation from undisclosed investors. The capital is intended to expand Plataform's product offerings, enhance technological infrastructure, and support the scaling of operations to meet the growing demand for SME financing solutions in Colombia.

Pipeline Development

Plataform has developed a robust pipeline of financial products designed to address various liquidity needs of SMEs:

• Factoring Services: Providing immediate liquidity by advancing payments on receivables, allowing businesses to maintain operations without incurring additional debt.

• Confirming Services: Offering early payment solutions to suppliers, improving cash flow and fostering stronger supplier relationships.

• Crowdfactoring (Mesfix): An innovative platform that connects businesses with a network of investors, enabling the sale of invoices to access quick financing.

These services are currently operational, with plans to introduce additional financial products in the near future to further support the SME sector.

Technological Platform and Innovation

Plataform distinguishes itself through the following technological innovations:

• Mesfix Platform: An online invoice marketplace that utilizes advanced algorithms to match businesses with a network of investors, facilitating efficient and secure financing transactions.

• Digital Ecosystem: A unified digital platform that integrates various financial services, providing a seamless user experience for businesses seeking liquidity solutions.

• Data Analytics: Employing data-driven insights to assess creditworthiness, optimize financial offerings, and enhance decision-making processes.

Leadership Team

Plataform's leadership team comprises experienced professionals committed to driving the company's mission:

• Mario Márquez: Co-founder and CEO, previously served as the Manager of Electronic Billing at the DIAN, bringing extensive experience in financial technology and operations.

• Felipe Tascón: Co-founder and Board Member, co-founder of Colombia Fintech, with a strong background in fintech innovation and strategic development.

The leadership team is dedicated to steering Plataform towards its goal of becoming a leading provider of SME financing solutions in Colombia.

Competitor Profile

Market Insights and Dynamics

The SME financing market in Colombia is experiencing significant growth, with annual disbursements estimated to reach $40 billion, representing 3.5% of the country's GDP. This expansion is driven by technological innovations and the entry of various fintech companies that are enhancing access to financing for businesses.

Competitor Analysis

Key competitors in the Colombian SME financing sector include:

• Finaktiva: Offers corporate credit, factoring services for immediate liquidity, and technological solutions for centralized financial management, supply chain finance, and cash flow monitoring. Founded in 2017 and based in Medellín, Colombia.

• Liquitech: Specializes in providing financial inclusion for SMEs through factoring services, offering economic capital management via its electronic platform and mobile application. Recognized for pioneering the RADIAN system in the Caribbean region. Founded in 2018 and based in Barranquilla, Colombia.

• Plurall: Focuses on providing financial services to solopreneurs and SMEs, offering microcredit solutions, digital business accounts, and financial management tools. Founded in 2021 and based in Bogotá, Colombia.

• Exponencial Confirming: Provides liquidity solutions and invoice financing for SMEs, enabling businesses to receive early payment for their invoices through a digital, fast, and secure process. Founded in 2012 and based in Medellín, Colombia.

These competitors offer similar financial products and services, contributing to a dynamic and competitive market landscape.

Strategic Collaborations and Partnerships

Plataform has established strategic collaborations with:

• Progresión Sociedad Comisionista de Bolsa: A leading financial institution in Colombia, providing expertise and support in financial operations.

• Skandia Group: A prominent investment firm, offering strategic guidance and investment to fuel Plataform's growth and expansion.

These partnerships enhance Plataform's market position and innovation capacity, enabling the company to offer comprehensive financial solutions to SMEs.

Operational Insights

In comparison to major competitors, Plataform differentiates itself through:

• Innovative Product Offerings: Introducing unique services like crowdfactoring (Mesfix), expanding financing options for businesses.

• Technological Integration: Utilizing a unified digital platform that streamlines financial processes, enhancing user experience.

• Strategic Partnerships: Collaborating with established financial institutions to strengthen market presence and credibility.

These factors contribute to Plataform's distinct competitive advantages in the SME financing sector.

Strategic Opportunities and Future Directions

Plataform's strategic roadmap includes:

• Product Expansion: Developing additional financial products to meet the diverse needs of SMEs.

• Market Penetration: Extending services to other Latin American countries, leveraging the growing demand for SME financing solutions.

• Technological Advancements: Investing in AI and machine learning to enhance credit assessment and risk management processes.

These initiatives position Plataform to achieve its objectives and drive future growth.

Contact Information

• Official Website: plataform.com

• Social Media:

• LinkedIn: Plataform

• Facebook: Plataform

• Twitter: @PlataformCo