Company Market Research Report: Ramsdens Financial Limited
Company Overview
- Name: Ramsdens Financial Limited
- Mission: Ramsdens is a growing, diversified, financial services provider and retailer offering foreign currency exchange, pawnbroking loans, precious metals buying and selling, and the retailing of new and second-hand jewellery.
- Founded: The company was established in 1987.
- Founders: No information is available.
- Key People: No specific names of key personnel are outlined.
- Headquarters: Unit 16, The Parkway Centre, Coulby Newham, Middlesbrough, TS8 0TJ, England.
- Number of Employees: No information is available.
- Revenue: No information is available.
- Recognition: Ramsdens has been trusted by over 1 million people, showcasing its reliability and trust as a high-street retailer. It won the National Pawnbrokers Association Employer of the Year 2023 Award.
- Primary Services: Ramsdens is known for its comprehensive mix of financial services and retail offerings, such as travel money services, jewellery sales, pawnbroking, and precious metals trading.
Products
Travel Money
- Description: Offers commission-free travel money with competitive rates.
- Key Features: Customers can purchase in-store or online for collection.
Jewellery and Watches
- Description: Offers a wide range of new and pre-owned jewellery and luxury watches.
- Key Features: Products are available at great value with a variety of high-end brands like Rolex, Omega, Breitling, and Tag Heuer.
Gold Buying
- Description: Ramsdens buys unwanted gold and silver items, regardless of condition.
- Key Features: Convenient in-store assessment and purchase of metals.
Pawnbroking Loans
- Description: Offers financial lending against jewellery or luxury watches.
- Key Features: Loans range from £10 to £100,000, depending on item assessment.
Money Transfer Services
- Description: Provides international money transfer services via Western Union.
- Key Features: Fast, reliable service for sending and receiving money globally.
Recent Developments
- New Partnerships: No new partnerships mentioned.
- Product Launches: No new product launches mentioned.
- Feature Updates: No new feature updates mentioned.
Regulatory Information
- Ramsdens is a trading name of Ramsdens Financial Limited, authorised and regulated by the Financial Conduct Authority (FCA) for consumer credit and authorised payments.
- Registration Number: 3045495.
- Firm reference number (FRN) for pawnbroking and credit brokerage - 703463, and for authorised payments - 1004451.
- Services like travel money and selling jewellery are not regulated by the FCA.
Community and Corporate Responsibility
- The company maintains policies on anti-bribery, anti-corruption, and modern slavery.
- It provides a Gender Pay Report showcasing its commitment to gender pay equality.
Customer Engagement
- Ramsdens engages with customers through both high street and online services.
- Potential customers and queries about services can be addressed by visiting local branches or their official channels.
This structured report seeks to provide a comprehensive insight into Ramsdens Financial Limited based on the available data.
