Company Research Report: Samunnati Financial Intermediation and Services Private Limited

Company Overview

• Name: Samunnati Financial Intermediation and Services Private Limited

• Mission: To provide smallholder farmers and agri enterprises access to markets through financial intermediation, market linkages, and advisory services, enabling enterprises and value chains to operate at higher equilibrium and create value for all stakeholders.

• Founded: 2014

• Founder: The document mentions Anilkumar SG as a key person who is involved with the company, likely the founder.

• Key People: Anilkumar SG (Founder & CEO)

• Headquarters: Chennai, Tamil Nadu, India

• Number of Employees: No information is available.

• Revenue: No information is available.

• Company Known For: Samunnati is known for being India’s largest agri enterprise, focusing on enabling growth in the agricultural ecosystem by supporting smallholder farmers and agri enterprises through innovative solutions in agri commerce and finance.

Products

• Products Offered:

• Agri Finance Solutions:

• Receivable Financing Loan: A bill discounting loan helping cover the period between sales completion and actual payment, designed to alleviate working capital shortages.

• Term Loans:

• Short Agri Term Loans: Bridge loans for companies with a turnover of 400-500 crore, serving short-term capital needs.

• Long Term Loans: Offered for up to five years, useful for purchasing equipment, infrastructure projects, and other allied agricultural activities.

• Advisory and Support Services:

• Aggregation, Market Linkage, and Advisory (AMLA) Approach: Engaging holistically with farmer collectives.

• Customized solutions for Farmer Producer Organizations (FPOs) to improve operations and scale production.

• Product Descriptions and Key Features:

• Receivable Financing Loan: Allows customers to discount bills of credit supplies, aiding in cash flow management.

• Short & Long Term Loans: Tailored financial solutions addressing the varying needs of agri enterprises from short-term working capital to long-term infrastructure investments.

Recent Developments

• Recent Developments:

• Gross Transaction Value: In 2024, the company crossed a $3 Billion gross transaction value.

• Events and Awards:

• Participated in various panels and discussions such as the Harvard India Conference, Sankalp Africa 2021, and DLAI Conclave 2021 on topics like sustainable farmer aggregation models and agri supply chain reforms.

• Hosted the Samunnati Agri Startup Awards 2021, recognizing impactful agri and agtech start-ups.

• Technological Advancements: Embraced blockchain technology centered around FPOs and Farmer members on the 75th Indian Independence Day.

• Acquisitions and Partnerships: Acquired Kamatan and signed the first Co-lending MoU with DBS in 2021, focusing on collaborative growth strategies.

• New Products/Features:

• Launched Samaarambh and established the Samunnati Foundation in 2020, reinforcing their commitment to supporting the agri community through innovation and infrastructure.

Conclusion

Samunnati has established itself as a pivotal player in the Indian agricultural ecosystem, continuously innovating with financial and technological solutions to empower smallholder farmers and agri enterprises. Its strategic expansion and collaborations highlight its commitment to making a significant impact on the agri value chain.