Company Market Research Report
Company Overview
Name
Moneywise Financial Services Private Limited
Mission of the Company
To help people make the investment, the right way.
Vision
We aspire to be a global organization having a dominant position in financial and investment services through a customer-centric approach.
Values
- Passion: Helping People. Achieve financial goals.
- Relationship: One transaction, lifetime relationship.
- Trustworthy: Keeping our promise. Every time.
- Integrity: Being ethical builds trust.
- Innovation: Being ahead. With research and technology.
Founded
2008
Founders
Promoters and co-founders of SMC Group: Mr. Subhash Chand Aggarwal and Mr. Mahesh C Gupta.
Key People
- Mr. Subhash Chand Aggarwal: Chairman & Managing Director, SMC Global Securities Limited.
- Mr. Mahesh C Gupta: Vice Chairman & Managing Director, SMC Global Securities Limited.
- Mr. Himanshu Gupta: Director & CEO, Moneywise Financial Services Private Limited.
- Mr. Ajay Garg: Director & Chief Executive Officer, SMC Global Securities Limited.
- Mr. Kundan M Agarwal: Independent & Non-Executive Director of SMC Global Securities Limited.
- Mr. Pranay Aggarwal: Whole Time Director, Moneywise Finvest Limited.
- Mr. Hari D. Khunteta: Independent & Non-Executive Director of SMC Global Securities Limited.
Headquarters
No information is available
Number of Employees
No information is available
Revenue
No information is available
What is the Company Known For
Moneywise Financial Services Private Limited is known for offering a variety of loan products including SME Financing, Loan Against Property, Unsecured Business Loan, Personal Loan, Receivable Financing, Medical Equipment Finance, and IPO finance.
Products
Business Loan
- Description: Collateral-free EMI based business loan to expand business, invest or fulfill working capital needs.
- Key Features:
- Fulfil needs
- Hassle-free disbursement
- Flexible tenure
- Convenient borrowing
- Competitive Interest Rates
- No Collaterals
- Flexi EMI Options
- Faster Processing and Quick Disbursal
Equipment Finance
- Description: Financing for standard equipment from various industries.
- Key Features:
- Term Loan for purchasing of new and refurbished equipment.
- Collateral-free loans.
- Loan to value of up to 85% of the Asset Cost.
- Higher loan tenure of up to 84 months.
- Unique finance products.
- Flexible tenure options.
- Easy process.
- Minimum documentation.
- Quick turnaround time.
Loan Against Property
- Description: Multi-purpose loans using property as collateral.
- Key Features:
- Loans for business or personal needs.
- Property can be residential or commercial.
- Fixed rate of interest.
- Flexible loan offerings – EMI based loan.
- Overdraft facility available.
- Loans amount ranging from Rs. 10 lakhs to Rs. 5 crores.
- Attractive rate of interest.
- Hassle-free documentation process.
- Quick turn-around time.
- Professional and transparent approach.
- Part payment facility also available.
Gold Loan
- Description: Loans leveraging gold jewelry as collateral for quick access to funds.
- Key Features:
- Maximum Loan-to-Value (LTV) ratio.
- Quick approval and disbursal.
- Minimal documentation.
- Attractive rate of interest.
- Flexible payment options.
- Financial empowerment with insurance cover up to 1 Lakh.
Medical Equipment Finance
- Description: Financial solutions for funding healthcare equipment.
- Key Features:
- Term Loan for purchasing of new and refurbished medical equipment.
- Collateral-free loans.
- Loan to value of up to 85% of the Asset Cost.
- Higher loan tenure of up to 84 months.
- Unique finance products.
- Flexible tenure options.
- Easy process.
- Minimum documentation.
- Quick turnaround time.
Working Capital Finance
- Description: Short-term financing to manage business operational cycles.
- Key Features:
- Smooth cash flow system.
- Quick access to funds.
- Customized solutions.
- Flexible Tenure.
- Manage cash flow delays.
- Responsive to demand spikes.
- Maximize supplier discount.
- Bridge payment gaps.
Loan Against Securities
- Description: Credit against securities like Equity Shares, Mutual Fund Units while retaining ownership.
- Key Features:
- Loan available against approved securities.
- No EMI and flexibility in tenure and repayment options.
- No pre-payment charges.
- Quick turn-around times.
- Ease of documentation.
- Interest charged only on daily utilized balance.
IPO/NCD Financing (Retail)
- Description: Financing to subscribe to IPOs, FPOs, and NCDs.
- Key Features:
- Loans available for public issues including IPOs, FPOs, OFS, and NCDs.
- Loan amount up to Rs. 2 lakhs in IPO/FPO/OFS and up to Rs. 10 lakhs in NCDs/Bonds.
- Nominal margin amount required.
- Attractive interest rates.
- Quick turn-around times.
- One time documentation process.
Channel Financing
- Description: Revolving limits for working capital needs.
- Key Features:
- Fulfill working capital gaps.
- Hassle-free disbursement.
- Flexible tenure.
- Competitive Interest Rates.
- No collaterals.
- Faster processing and quick disbursals.
- Zero hidden charges.
NBFC Funding
- Description: Lending solutions to other NBFCs for various end uses.
- Key Features:
- Fulfill credit needs.
- Hassle-free disbursement.
- Flexible tenure.
- Convenient borrowing.
- Competitive interest rates.
- Faster processing and quick disbursals.
- Flexi EMI options.
Recent Developments
Recent Developments
- Various financial results and board meeting intimations have been updated regularly.
- Enhanced focus on digitalization and market adaptability under the leadership of Mr. Himanshu Gupta.
New Products Launched
No information is available
New Features Added to Existing Products
No information is available
New Partnerships
- Existing lenders include SBI, HDFC, RBL, DCB Bank, Federal Bank, Bajaj Finance, and Tata Capital.
Awards & Recognition
- Emerging Leader in BFSI Mr. Himanshu Gupta.
- Best Talent, Diversity and Culture Initiative 2022-23.
- NBFC Frontiers Awards-2023.
- Best Data Driven NBFC of the Year.
- Best Upcoming NBFC of the Year.
- Fastest Growing NBFC of the Year.
- Emerging Name in the NBFC Industry.
- Featuring India's Top 100 NBFC's.
- Company of the Year 2022.
- Entrepreneur of the Year 2022.
- CEO Review Magazine.
