Tempus Wealth Planning, LLC

Background

Tempus Wealth Planning, LLC is a fee-only Registered Investment Adviser (RIA) firm headquartered in Irvine, California. Established in 2016, the firm is dedicated to providing comprehensive financial planning and investment management services. The name "Tempus," derived from Latin meaning "time," reflects the firm's commitment to helping clients optimize their most valuable resource. As fiduciaries, Tempus Wealth Planning is legally obligated to prioritize clients' interests, ensuring transparency and integrity in all financial dealings.

Key Strategic Focus

Tempus Wealth Planning specializes in:

Investment Management: Crafting tailored investment portfolios aligned with clients' financial goals and risk tolerance.

Personal Financial Planning: Developing comprehensive financial plans encompassing budgeting, savings, and wealth accumulation strategies.

Retirement Planning: Assisting clients in preparing for a secure and comfortable retirement through strategic planning and investment.

The firm emphasizes a fee-only compensation model, avoiding commissions to ensure unbiased advice. Their fiduciary responsibility mandates that client interests are always placed ahead of their own.

Financials and Funding

As of March 20, 2024, Tempus Wealth Planning manages approximately $400.5 million in assets across 1,654 accounts. The firm's clientele includes both high-net-worth individuals and other investors, with an average account size of $242,128.

Leadership Team

The leadership team at Tempus Wealth Planning comprises seasoned professionals with extensive experience in financial services:

Stephen Gilbreth, CRPC®: Managing Partner and Financial Advisor. A founding member with over 17 years at UBS Wealth Management and Ameriprise Financial. Holds a Bachelor of Arts in English from the University of Southern California.

James White, CFP®, MSFS: Managing Partner and Financial Advisor. Began his career in 2003, earning a B.S. in Business Management from Brigham Young University and a Masters of Science in Financial Services from The American College.

Steven Sturner, APMA®: Managing Partner and Financial Advisor. Over 30 years of experience, studied economics at California State University, Long Beach, and holds the Accredited Portfolio Manager Advisor designation.

Daniel L. Carmo: Managing Partner of The Carmo Group. Over 25 years of investment experience, with a BA in Business Administration from California State University of Fullerton.

Gary Hitzler: Financial Advisor. Began his career in 1995 after graduating from San Diego State University with a B.A. in Financial Services.

Jonathan Yoo, CFP®: Financial Advisor. Holds a Master's degree from The University of California, San Diego, and has experience as a biotechnology/healthcare investment analyst.

Cayden Norton, CFP®, NSSA®: Financial Advisor. Graduated with Honors in Personal Financial Planning from Utah Valley University and holds the National Social Security Advisor designation.

Joseph Szal: Financial Advisor. Over 30 years of experience with a bachelor's degree in accounting from LaSalle University and the Chartered Retirement Plan Counselor designation.

Haley Carmo: Office Manager. Graduated with a BA in Business Administration with a concentration in Marketing from California State University of Fullerton.

Competitor Profile

Market Insights and Dynamics: The financial advisory industry is highly competitive, with numerous firms offering similar services. Clients often seek advisors who provide personalized, fiduciary, and fee-only services.

Competitor Analysis: Comparable firms include Auctus Advisors LLC (NC), Kolinsky Wealth Management LLC (NJ), and Shorehaven Wealth Partners LLC (NJ), each managing approximately $400 million in assets.

Strategic Collaborations and Partnerships

Tempus Wealth Planning emphasizes building personal relationships with clients, ensuring trust and confidence in their financial planning services.

Operational Insights

The firm's fee-only model and fiduciary responsibility distinguish it from competitors who may receive commissions. This approach ensures unbiased advice and aligns the firm's interests with those of its clients.

Strategic Opportunities and Future Directions

With a strong foundation in fiduciary and fee-only services, Tempus Wealth Planning is well-positioned to expand its client base and service offerings. Leveraging technology and personalized financial planning, the firm aims to enhance client engagement and satisfaction.