Tevis Insurance Solutions, a HUB International Company - Comprehensive Analysis Report

Summary

Tevis Insurance Solutions, LLC, founded in 2007 by Jamie Berry and Mike Briare, specialized in providing employee benefits. It was acquired by HUB International Limited (HUB) on December 30, 2016, and now operates as part of HUB California, specifically as "HUB International Roseville, Formerly Tevis Insurance Solutions." The company is dedicated to delivering innovative, cost-containment solutions and services for complex insurance needs, focusing on employee benefits, wellness programs, and industry compliance. Its mission aligns with providing clients with tailored, value-for-money plans that protect the physical and financial health of employees, thereby creating measurable business results. Tevis Insurance Solutions’ integration into HUB International leverages the parent company's global reach and comprehensive resources to enhance its offerings and market impact in the employee benefits sector.

1. Strategic Focus & Objectives

Core Objectives

Strategic Benefits Planning: Assisting clients in developing long-term strategies for their employee benefits programs.
Healthcare Cost Management: Implementing solutions and strategies to control and reduce rising healthcare expenditures for employers.
Voluntary Benefits Implementation: Guiding clients in offering a broad range of optional benefits to employees, enhancing overall compensation packages.
Employee Health and Wellness Programs: Developing and integrating programs designed to improve employee wellbeing and productivity.
Regulatory Compliance: Navigating clients through the complexities of healthcare regulations, including the Affordable Care Act, to ensure adherence and minimize risks.
Value-Driven Solutions: Focusing on providing cost-effective group benefit programs that offer superior value and broad choices for economic plans.

Specialization Areas

Tevis Insurance Solutions specializes in employee benefits solutions, healthcare cost management, and compliance across various industry sectors. Its unique value proposition stems from leveraging HUB International’s extensive resources and analytical tools to create personalized, adaptive, and cost-effective benefit strategies for clients. The company prides itself on delivering measurable business results through its consultative approach.

Target Markets

The primary target markets include businesses seeking comprehensive employee benefits solutions, particularly those requiring strategic benefits planning, healthcare cost containment, and compliance guidance. The focus is on a diverse range of employers looking to optimize their employee benefits programs to attract, retain, and support their workforce effectively.

2. Financial Overview

Funding History

Tevis Insurance Solutions was acquired by HUB International Limited on December 30, 2016. The specific financial terms of the acquisition were not disclosed. As a wholly integrated entity within HUB International, Tevis Insurance Solutions’ financial performance is now reported as part of the larger global insurance brokerage and financial services firm. HUB International, as the parent company, consistently engages in strategic mergers and acquisitions to expand its market presence and enhance its service offerings.

3. Product Pipeline

Key Products/Services

Tevis Insurance Solutions, operating as part of HUB International, delivers a robust suite of employee benefits products and services:
Strategic Benefits Consulting:
Description: Tailored consulting services to design and implement multi-year employee benefits strategies.
Development Stage: Fully developed and actively provided.
Target Market/Condition: Employers seeking to optimize their benefits spend and attract top talent.
Features and Benefits: Comprehensive plan design, budget optimization, employee engagement strategies, and long-term cost management.
Healthcare Cost Management Solutions:
Description: Services focused on controlling and reducing healthcare expenditures through plan design, wellness programs, and data analytics.
Development Stage: Fully developed and actively provided.
Target Market/Condition: Employers facing rising healthcare costs.
Features and Benefits: Access to preferred provider networks, negotiation with carriers, implementation of cost-sharing models, and predictive analytics for future cost trends.
Voluntary Benefits Programs:
Description: A range of optional benefits offered to employees at their own cost, supplementing core employer-sponsored plans.
Development Stage: Fully developed and actively provided.
Target Market/Condition: Companies looking to enhance their benefits package without increasing employer costs significantly.
Features and Benefits: Greater employee choice, enhanced financial security for employees, and improved employee satisfaction and retention.
Employee Health and Wellness Programs:
Description: Initiatives aimed at promoting physical and mental wellbeing among employees.
Development Stage: Fully developed and actively provided.
Target Market/Condition: Employers seeking to improve employee health, reduce absenteeism, and boost productivity.
Features and Benefits: Wellness challenges, health screenings, mental health support, and resources for healthy living.
Benefits Administration and Compliance Services:
Description: Support for the administrative aspects of employee benefits and guidance on navigating complex regulatory requirements (e.g., ACA, ERISA).
Development Stage: Fully developed and actively provided.
Target Market/Condition: Employers needing efficient benefits management and ensuring legal compliance.
Features and Benefits: Streamlined enrollment, reporting, and communication; expert advice on regulatory changes; and reduced administrative burden.

4. Technology & Innovation

Technology Stack

Tevis Insurance Solutions now leverages HUB International's comprehensive technology suite, which includes:
Preferred Benefits Administration System: A core system for client support, enabling configuration, testing, ongoing service, and annual renewal changes for various benefits programs.
Workforce Technology Practice: Dedicated resources and expertise to help employers research, select, implement, and manage Human Capital Management (HCM) platforms. These platforms support the entire employee lifecycle, from recruiting and onboarding to payroll and employee benefits administration.
Data Analytics Tools:
HUB Workforce Persona Analysis™: Utilized to understand diverse employee values and needs, facilitating the tailoring of benefits programs.
HUB Infused Analytics™: Employed for strategic goal setting and informed decision-making in benefits planning, optimizing outcomes and managing costs.
Mobile Applications: Utilized to enhance employee awareness and engagement with benefits information, providing easy access and interaction.

Proprietary Developments

HUB International’s proprietary developments focus on data analytics and advisory tools, such as the HUB Workforce Persona Analysis™ and HUB Infused Analytics™, which provide unique insights for benefits optimization and strategic planning.

Technical Capabilities

The company's technical capabilities are geared towards improving workforce productivity, facilitating digital recruitment and retention, effectively communicating employee benefits, eliminating redundancies in administrative tasks, and aggregating data for comprehensive reporting and strategic planning.

5. Leadership & Management

Executive Team

Tevis Insurance Solutions was originally founded by Jamie Berry and Mike Briare. Post-acquisition, the team integrated into HUB California. The current leadership structure of HUB International, which encompasses the former Tevis operations, includes:
Marc I. Cohen: Chairman of the Board of Directors and Chief Executive Officer of HUB International. He provides strategic vision and overall direction for the global firm.
Trey Biggs: Chief Sales Officer and President, US West for HUB International. He oversees sales strategies and operations across the Western United States.
Jack McGrath: Regional President, Pacific for HUB International. His responsibilities include oversight of employee benefits operations within the Pacific region.
Andrew Forchelli: Incoming President and CEO of HUB California, effective January 1, 2026. He brings a strong background in managing and expanding operations, having previously overseen significant growth in the GNW operation and the lone Hub legacy office in Los Angeles.

The specific leadership for the Roseville office (formerly Tevis Insurance Solutions) operates within this broader HUB California framework.

Recent Leadership Changes

Andrew Forchelli was appointed President and CEO of HUB California, effective January 1, 2026, and will join HUB's executive management team. This strategic appointment is expected to significantly impact HUB's overall California operations, including the Roseville office, driving future growth and strategic initiatives.

6. Talent and Growth Indicators

Hiring Trends and Workforce

HUB International, the parent company, employs more than 19,000 individuals across its North American offices, indicating a significant and expanding workforce. Current hiring trends in Roseville, CA, for HUB International include roles such as "Client Advocate, Employee Benefits" and "Benefits Technology Specialist," reflecting a continued focus on client service and leveraging technology in the benefits sector. The company actively recruits for key roles that support its strategic focus on employee benefits solutions and digital capabilities.

Company Growth Trajectory Indicators

HUB International demonstrates a strong growth trajectory, driven by both organic growth and strategic acquisitions. Its continuous expansion into new markets and enhancement of service offerings, particularly in employee benefits, points to sustained growth. The establishment of specific practices like Workforce Technology further indicates investment in future growth areas.

Employee Sentiment and Culture Insights

Employee sentiment for HUB International varies, with an overall rating of 3.6 out of 5 on one platform and 2.6 out of 5 on another, based on user ratings. Positive aspects often mentioned include a supportive culture and good training opportunities. Some areas for improvement highlighted by reviews include work-life balance and time-off policies. The company emphasizes continuous opportunities for growth and development, fostering an entrepreneurial culture that aims to empower employees. HUB also runs an internship program for summer 2026, providing hands-on experience and mentorship to develop future talent.

7. Social Media Presence and Engagement

Digital Footprint

Tevis Insurance Solutions maintains an official LinkedIn profile, which serves as a professional networking and branding platform, actively showcasing its expertise and engaging with its small but dedicated follower base.

HUB International, the parent company, maintains a robust and active digital footprint across multiple social media platforms, facilitating broader brand messaging, thought leadership, and community engagement:
LinkedIn: Extensive professional networking, company news, thought leadership, and talent acquisition. (https://www.linkedin.com/company/hub-international/)
Facebook: Engages a broader audience with company updates and general content. (https://www.facebook.com/HUBInternational)
Instagram: Showcases company culture and visual content. (https://www.instagram.com/hubinternational/)
Twitter/X: Used for real-time updates and industry discussions. (https://twitter.com/hubinsurance)
YouTube: Features economic updates, insights into company culture, and discussions on industry challenges and solutions. (https://www.youtube.com/@hubinternational)

Brand Messaging and Positioning

Through its social media channels, HUB International consistently positions itself as a leading global insurance brokerage and financial services firm. The brand messaging emphasizes comprehensive solutions, client-centric approaches, thought leadership in insurance and benefits, and a focus on adapting to evolving market needs.

Community Engagement Strategies

HUB International engages its community by sharing valuable industry insights, company news, and by showcasing its internal culture. Its YouTube channel, for example, shares content that educates and informs stakeholders on economic trends and internal thought processes.

8. Competitive Analysis

Major Competitors

In the Sacramento/Roseville area, HUB International, through its "formerly Tevis Insurance Solutions" office, competes with several established insurance brokers and consulting firms specializing intensely in employee benefits. Key competitors include:
Acrisure: A global insurance brokerage with a broad service offering, including employee benefits.
EPIC: Provides comprehensive insurance and risk management services, with a strong focus on employee benefits and property & casualty.
Gallagher: A global insurance brokerage, risk management, and consulting firm known for its expertise in employee benefits and human capital solutions.
AEIS Advisors: A regional firm specializing in employee benefits and HR consulting.
AP Keenan: Known for its public agency and education sector focus, offering consulting and brokerage services.
Foundation Risk Partners: A rapidly growing insurance brokerage offering a wide range of personal, business, and employee benefits solutions.

These competitors offer diversified insurance and financial solutions, varying in their market focus, technological capabilities, and specific service differentiation within the employee benefits space.

9. Market Analysis

Market Overview

HUB International operates within the large and dynamic employee benefits market. The total addressable market is substantial, driven by the universal need for companies to provide benefits to their workforce.

Growth Potential

The employee benefits market exhibits significant growth potential, fueled by:
Evolving Workforce Needs: The demand for personalized and flexible benefits packages is increasing as workforces become more diverse and remote work models proliferate.
Regulatory Changes: Ongoing changes in healthcare legislation and employee benefits regulations necessitate expert guidance for compliance.
Focus on Employee Wellbeing: A growing emphasis on mental health and overall employee wellbeing from employers drives demand for comprehensive wellness programs and supportive benefits.

Key Market Trends

Rising Healthcare Costs: Escalating medical and pharmaceutical costs continue to be a primary challenge for employers, necessitating innovative cost-containment strategies.
Personalization of Benefits: A shift away from "one-size-fits-all" approaches towards customized benefit options that cater to individual employee needs and preferences.
Digital Transformation: Increased adoption of technology for benefits administration, communication, and analytics to improve efficiency and employee engagement.
Emphasis on Mental Health: A growing recognition of the importance of mental health support and integration into comprehensive benefits packages.

Market Challenges and Opportunities

Challenges include managing rising costs, adapting to constant regulatory shifts, and meeting the diverse expectations of a modern workforce. Opportunities lie in leveraging data analytics to create highly customized and cost-effective benefit plans, implementing advanced technology for streamlined administration, and developing robust wellness and mental health support programs to enhance employee engagement and retention.

10. Strategic Partnerships

HUB International, and by extension Tevis Insurance Solutions, leverages a robust strategy of growth through strategic acquisitions rather than traditional partnerships in the sense of joint ventures for direct product development. These acquisitions serve to expand geographic reach, deepen industry expertise, and enhance product offerings.

Recent significant acquisitions by HUB International, particularly in the employee benefits sector, include:
EB Specialists Inc. (Guru of Insurance): Acquired in May 2025, this acquisition significantly strengthened HUB's employee benefits services and expanded its specialized expertise.
Allegiant Global Partners, Inc. (AGP): Acquired in May 2025, AGP is a health, welfare, and risk consulting firm specializing in global employers, NGOs, higher education institutions, and domestic nonprofits, thereby enhancing HUB's Global Benefits capabilities.
Employee Benefit Associates, Inc. (E