Company Research Report: US Business Financing
Company Overview
Name, Mission of the Company
- Name: US Business Financing
- Mission: To provide comprehensive financing solutions tailored to the unique needs of small to medium-sized businesses and real estate investors across the United States.
When was the Company Founded and By Whom
- Founded: 2021
- Founders: No information is available
Key People in the Company
- Key People:
- Lorenzo W. - CEO
- Brian L. Ponder, Esq.
- Ja’Nay B
Where is the Company Headquartered
- Headquarters: 2925 Richmond Ave, Suite 1200, Houston, Texas 77098
Number of Employees
- Number of Employees: 11-50 employees
Revenue of the Company
- Revenue: No information is available
What is the Company Known For
- Known For:
- Providing diverse financing solutions including equipment leasing, debt restructuring, SBA loans, unsecured business loans, real estate financing, and more.
- Servicing businesses with credit ratings from A to D and startups.
Products
What Products Do They Offer
- Products:
- Accounts Receivable Financing: Unlock immediate cash tied up in invoices.
- Business Acquisition Financing: Capital to fund company acquisitions.
- Business Term Loans: Fixed-rate conventional loans.
- Church Financing: Low rates and up to 60 months to repay.
- Commercial Bridge Loans: Short-term collateralized loans.
- Construction Equipment Financing: Up to $250,000.
- Debt Restructuring: Reduced payments by 30% or more.
- Easy Pay Cash Advance: Quick & easy cash up to $150,000.
- Equipment Leasing: Approvals in only 24 hours.
- Fix & Flip Financing: Loans from $50k to $2.5M+.
- Medical Working Capital Loans: Loans up to $250,000.
- Real Estate Financing: Loans from $250K to $10M+.
- Revenue-Based Lending: Smaller payments for slower months.
- SBA Loan Program: Longer terms with no balloon payments.
- Securities-Based Lending: Credit lines 70-90% of the portfolio.
- Unsecured Business Loans: Catering mainly to small businesses.
High-Level Description of the Products
- Accounts Receivable Financing: Converts outstanding invoices to immediate cash.
- Business Acquisition Financing: Financial support for acquiring businesses.
- Business Term Loans: Loans from $25,000 to $200,000, FAST TRACK loans also available.
- Church Financing: Specifically tailored loans for churches with flexible terms.
- Commercial Bridge Loans: Temporary funding solutions bridging immediate cash flow needs.
- Construction Equipment Financing: Loans for purchasing construction equipment.
- Debt Restructuring: Reduces debt payments significantly.
- Easy Pay Cash Advance: Quick cash without hassle based on sales.
- Equipment Leasing: Rapid approval process for leasing equipment.
- Fix & Flip Financing: Financial support for real estate investment projects.
- Medical Working Capital Loans: Tailored loans for healthcare professionals.
- Real Estate Financing: Loans for various real estate needs with flexible terms.
- Revenue-Based Lending: Adaptive repayment based on revenue.
- SBA Loan Program: Loans with attractive terms backed by SBA.
- Securities-Based Lending: Loans without transferring securities ownership.
- Unsecured Business Loans: Loans without collateral mainly for small businesses.
Key Features of Each Product
- Accounts Receivable Financing: Immediate working capital, no personal guarantees.
- Business Acquisition Financing: Maximum financing leveraging existing assets, equity provision for cash shortfalls.
- Business Term Loans: Fixed rates, quick application (<10 minutes), various industries covered.
- Church Financing: Automatic approval, various tailored programs.
- Commercial Bridge Loans: Quick access to funds, flexible terms.
- Construction Equipment Financing: Up to $250,000, rapid approval.
- Debt Restructuring: No upfront fees, quick process, customized terms.
- Easy Pay Cash Advance: Poor credit acceptable, fixed repayment as a percentage of future sales.
- Equipment Leasing: Approvals in 24 hours, flexible terms.
- Fix & Flip Financing: High LTV, covering acquisition and rehab costs.
- Medical Working Capital Loans: Competitive rates, accommodating damaged credit.
- Real Estate Financing: Loans up to $10M, broad program flexibility.
- Revenue-Based Lending: Variable repayments aligning with revenue.
- SBA Loan Program: Lower down payments, flexible usage, supports cash flow.
- Securities-Based Lending: High loan to value, interest-only repayment.
- Unsecured Business Loans: No collateral required, suits start-ups and established businesses.
Recent Developments
What are the Recent Developments in the Company
- Recent Developments: US Business Financing has consistently been at the forefront of providing innovative financing solutions to various businesses, especially those affected by economic downturns.
What are the New Products Launched
- New Products Launched: No information is available
What are the New Features Added to the Existing Products
- New Features: No information is available
Any New Partnerships
- New Partnerships: No information is available
For more information, please visit [US Business Financing](http://usbusinessfinancing.com/) or contact them at (800) 526-0722 or info@usbusinessfinancing.com. The company is located at 2925 Richmond Ave, Suite 1200, Houston, TX 77098.