ValidiFI Company Market Research Report

Company Overview

• Name: ValidiFI, Inc.

• Mission: To be the market leader in unlocking the power of predictive bank account, payment, and validation insights to ensure confidence, trust, and transparency in every transaction.

• Founded: No information is available.

• Founder: No information is available.

• Key People:

• Greg Rable, Executive Chairman

• John Gordon, Chief Executive Officer

• Mark Lashmar, EVP of Customer Operations

• Apoorva Patel, Chief Technology Officer

• Kyle Comstock, Chief Information Officer

• Kevin Harrison, EVP, Sales

• Nikole Thompson, VP, Marketing

• Kara Esposito, VP, Human Resources & Contract Administration

• Headquarters: Alpharetta, Georgia

• Number of Employees: No information is available.

• Revenue: No information is available.

• Company Specialty: Known for leveraging predictive intelligence in bank accounts and payments to deliver real-time insights and analytics.

Products

vIndex

• Description: It assesses financial institution risk using provided bank account and routing numbers to flag and rank high and low-risk institutions.

• Key Features: Identifies non-conforming routing numbers; checks ACH capability; offers a risk score for decision-making.

vAccount

• Description: A solution for validating bank account and routing numbers are open, valid, and ACH-capable.

• Key Features: Real-time validation; ensures Nacha WEB debit compliance; reduces fraud risk.

vAccount+

• Description: An enhanced version of vAccount that offers additional insights into account stability and payment performance.

• Key Features: Provides critical insights; reduces ACH returns; predicts first payment default risk.

vFraud

• Description: Detects fraudulent bank accounts by identifying invalid contact information and suspicious behaviors.

• Key Features: Identifies high-frequency changes in PII; flags fraudulent contact details; utilizes velocity metrics.

vCredit

• Description: A predictive credit risk score utilizing proprietary bank account and payment intelligence.

• Key Features: Low friction; FCRA-compliant; offers insights for credit decisions.

vAuth

• Description: Authenticates user access to a bank account using real-time microdeposits.

• Key Features: Real-time validation; reduces fraud risk; supports payment rails like FedNow and RTP.

vConnect

• Description: Verifies account ownership and streamlines onboarding and transactions.

• Key Features: Intuitive login interface; enhances user experience; facilitates faster, secure transactions.

vInsights

• Description: Provides cash-flow insights offering a holistic view of consumer financial behaviors.

• Key Features: Includes risk scores and payment default rankings; comprehensive report format; supports underwriting decisions.

Recent Developments

• Partnerships:

• Collaborated with J.P. Morgan Payments to enhance secure digital transactions.

• Partnered with DigiFi to empower lenders with automated, streamlined credit decisioning.

• New Product Launches/ Features:

• Released the Quarterly Bank Account and Payment Intelligence Report to deliver insights on payment performance and bank account trends.

Conclusion

ValidiFI positions itself as a leader in predictive bank account and payment intelligence, leveraging a broad suite of products designed to validate, authenticate, and assess credit risk with precision and confidence. Through innovative partnerships and the continuous development of its solutions, ValidiFI strives to enhance financial decision-making for its diverse clientele.