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Viacerta Banking Sa

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Company Research Report: VIACERTA Financiadora S/A



Company Overview



  • Name: VIACERTA Financiadora S/A

  • Mission: Offer credit services and solutions in a simple and effective way, creating sustainable relationships. Driven by a commitment to equality, the realization of dreams, and solving problems for both individuals and business partners.

  • Founding and Founder: Founded in 1967 as Lojas Quero-Quero, later expanding into financial services.

  • Key People: No information is available.

  • Headquarters: Rua Tenente Jung, 366 - Andar: 1; Sala: 4; - Centro - Santo Cristo - RS, CEP: 98960-000, Brazil.

  • Number of Employees: More than 0 employees (exact number not specified).

  • Revenue: No information is available.

  • Recognition: Known for being a significant player in the Brazilian financial market, adapting to provide a wide range of credit and microcredit solutions.


Products and Services



Crédito Pessoal (Personal Credit)


  • Description: Easily accessible credit to fulfill personal aspirations or manage financial matters.

  • Key Features: Quick processing, easily managed installments, the possibility of digital signing, and money credited within 2 hours.


Crédito Agro (Agricultural Credit)


  • Description: Financial solutions to invest in agricultural properties with modes suited for individual needs.

  • Key Features: Offers both lump-sum and monthly payment options, flexible guarantees, fast approval and disbursement within 24 hours.


Crédito com Garantia de Veículo (Vehicle Collateral Credit)


  • Description: Loans using vehicles as collateral while the client maintains ownership.

  • Key Features: Flexible and attractive interest rates, high loan amounts, and convenient payment terms.


Crédito com Garantia de Imóvel (Property Collateral Credit)


  • Description: Credit solutions where property is used as collateral without losing ownership.

  • Key Features: Excellent rates available for larger credit amounts with the ability to pay within 60 installments.


Seguros (Insurance)


  • Description: Offers insurance policies designed to protect and support the clients' peace of mind.

  • Key Features: Provides coverage for accidental death, permanent disability, hospitalization daily allowances, and funeral coverage among various plans (Bronze, Silver, Gold, Diamond).


More Financial Products and Services


  • Additional Offerings: Includes options like consigned loans for retirees, credit card issuance, FGTS anticipation, vehicle financing, and more preventive financial products.


Recent Developments



  • New Products Launched: Introduced diverse insurance plans and flexible credit solutions to cater to expanding customer needs.

  • New Features: Advances in digital application processes, offering the convenience of receiving loans directly into accounts within a very short time frame.

  • Partnerships: No specific details on new partnerships are mentioned.

  • Strategic Projects: "Projeto Plantando o Bem" initiative to support disadvantaged families, reinforcing community engagement and social responsibility.


Conclusion



VIACERTA is a provider of diverse financial solutions, with a substantial history rooted in retail and finance to support individual and business clients' achievements. Its continuous innovation and strong presence through vast retail points demonstrate its pivotal role in the Brazilian credit market.