VF

Viva Finance

www.viva-finance.com link_icon

Company Research Report: VIVA Finance, Inc.



Company Overview



  • Name: VIVA Finance, Inc.

  • Mission: Building an inclusive financial system by expanding access to affordable credit using an alternative underwriting model based primarily on employment.

  • Founded: No information is available

  • Founder(s): No information is available

  • Key People: No information is available

  • Headquarters: 112 Krog St NE, STE D145, Atlanta, GA 30307

  • Number of Employees: No information is available

  • Revenue: No information is available

  • Known For: Providing unsecured personal installment loans and creating an inclusive financial system through ethical lending practices.


Products



Unsecured Personal Installment Loans



  • Description: VIVA Finance offers unsecured personal installment loans with amounts up to $10,000.

  • Key Features:

  • Instant rate check and quick application with pre-approval process.

  • Loans designed with job and income alignment in mind.

  • Minimum annual percentage rate (APR) of 11.99% with a maximum APR of 35.99%.

  • No early repayment penalties.

  • Approvals primarily based on employment information.

  • Example: A $4,000 loan with a prepaid finance charge of $25 at an interest rate of 18.99% results in a monthly installment of $204.45 and a total repayment of $4,906.80.


Debt Consolidation



  • Description: Consolidation of high-interest debts into one low monthly payment.

  • Key Features:

  • Simplifies financial obligations by combining existing debts.


Credit Card Refinancing



  • Description: Refinancing of high-interest credit card debts with a low-cost loan.

  • Key Features:

  • Eases the financial burden of high credit card interest rates.


Unexpected Expenses Loans



  • Description: Quick application and fast funding solution for unexpected expenses.

  • Key Features:

  • Provides financial relief when unexpected costs arise.


Recent Developments



  • Recent Developments: No information is available regarding recent developments, new products launched, new features, or partnerships.


Licensing and Regulations



  • NMLS ID: VIVA Finance Inc NMLS #1905666.

  • Holds various state-specific licenses, including:

  • Supervised Lender License in South Carolina.

  • Small Loan License in New Mexico.

  • Consumer Credit and Small Loan Licenses in Alabama.

  • Loans originated by Thread Bank, Member FDIC.


Customer Service and Experience



  • Reputation: Emphasized on providing 5-star customer service.

  • Customer Feedback: Customers have expressed satisfaction with ease of application and professional service.


Contact Information



  • Phone: (678) 685 8834

  • Website: viva-finance.com


This report provides a comprehensive overview focusing on the services and features of VIVA Finance, Inc., the inclusive financial services it offers, and its regulatory compliance, ensuring ethical lending practices.