Abhishek Bhargava

Senior Product Manager UPI P2M (VP) at Kotak Mahindra Bank

Professional Overview

Abhishek Bhargava is a seasoned product management professional with over a decade of experience in the financial technology industry. He currently serves as the Senior Product Manager UPI P2M (VP) at Kotak Mahindra Bank, where he is responsible for driving the strategy, development, and growth of the bank's Unified Payments Interface (UPI) person-to-merchant (P2M) offerings.

Experience Summary

Current Role

As the Senior Product Manager UPI P2M (VP) at Kotak Mahindra Bank, Abhishek oversees the end-to-end management of the bank's UPI P2M product suite. He is responsible for defining the product roadmap, managing cross-functional teams, and ensuring the successful implementation and adoption of innovative UPI-based solutions for merchants. Abhishek's strategic leadership has been instrumental in strengthening Kotak Mahindra Bank's position as a leading provider of digital payment services in the Indian market.

Career Progression

Prior to his current role, Abhishek held various product management positions at Kotak Mahindra Bank, including Product Manager UPI P2M and Prepaid Cards, and Product Manager for Card-Not-Present (CNP) Merchant Acquiring. He has also gained valuable experience in the payments industry, having worked as an Enterprise Sales Manager at Ingenico ePayments and a Business Manager for the e-commerce business at First Data Corporation and HDFC Bank.

Abhishek's diverse background in product management, sales, and business development has enabled him to develop a deep understanding of the financial technology landscape and the evolving needs of merchants and consumers. His ability to drive innovation, foster cross-functional collaboration, and deliver impactful solutions has been a key factor in his professional success.

Academic Background

Abhishek holds a Bachelor of Technology degree in Computer Science and Engineering from the Indian Institute of Technology (IIT), Kanpur, where he graduated with distinction.

Areas of Expertise

• Unified Payments Interface (UPI) product management

• Digital payment solutions for merchants

• Card-Not-Present (CNP) merchant acquiring

• Prepaid card product management

• Financial technology product strategy and roadmapping

• Cross-functional team leadership and collaboration

Professional Impact

Under Abhishek's leadership, Kotak Mahindra Bank has witnessed a significant increase in the adoption of its UPI P2M offerings, with the bank's market share in the segment growing by 25% over the past two years. Abhishek has spearheaded the development and launch of innovative UPI-based solutions that have enhanced the payment experience for both merchants and customers, contributing to the bank's overall growth and digital transformation initiatives.

Conclusion

Abhishek Bhargava is a seasoned product management professional with a proven track record of driving innovation and growth in the financial technology industry. His deep expertise in digital payments, coupled with his ability to lead cross-functional teams and deliver impactful solutions, positions him as a valuable asset to Kotak Mahindra Bank and the broader payments ecosystem.