Ambika Viswanathan

Risk Manager
Thane, Maharashtra, India

Professional Overview

Ambika Viswanathan is an experienced risk management professional with a diverse background spanning the banking, insurance, and consulting industries. As a Risk Manager at Punjab National Bank, she is responsible for identifying, evaluating, and mitigating various risk factors to ensure the bank's operational efficiency and financial stability. Ambika's strong analytical skills, strategic mindset, and in-depth industry knowledge make her a valuable asset in managing complex risk-related challenges.

Experience Summary

Current Role

Ambika has been serving as a Risk Manager at Punjab National Bank since March 2021. In this role, she is responsible for developing and implementing comprehensive risk management strategies, analyzing risk exposure, and recommending mitigation measures to the bank's leadership. Ambika's contributions have helped the bank enhance its risk management practices and maintain a robust risk profile.

Concurrently, Ambika has been an Agency Development Partner at Bajaj Allianz Life Insurance Co. Ltd. since August 2014. In this role, she collaborates with insurance agents to provide training, support, and guidance, ensuring they deliver exceptional customer service and achieve their sales targets.

Career Progression

Prior to her current roles, Ambika gained valuable experience in various positions. She worked as a Consultant at Deloitte, where she assisted clients in addressing complex business and technology challenges. Earlier, she held the roles of Business Analyst at Wipro and Alumni Relations Coordinator at the Institute of Management, Nirma University, where she demonstrated her analytical skills and project management expertise.

Ambika's career journey also includes technical experience, as she completed a Summer Training and Internship Program in Embedded Systems at ThinkLABS Technosolutions Pvt. Ltd. and served as a Trainee Embedded Engineer at Rudraksha Technology.

Academic Background

Ambika holds a Bachelor of Engineering degree in Electronics and Communication from the Institute of Management, Nirma University. During her academic tenure, she consistently maintained a strong academic record and actively participated in extracurricular activities.

Areas of Expertise

• Risk management strategy development and implementation

• Financial risk analysis and mitigation

• Regulatory compliance and risk management framework

• Quantitative and qualitative risk assessment

• Business process optimization and transformation

• Stakeholder management and client engagement

• Leadership and team collaboration

Professional Impact

Ambika's contributions have had a meaningful impact on the organizations she has worked with. At Punjab National Bank, she has played a pivotal role in enhancing the bank's risk management practices, leading to improved operational efficiency and financial stability. As an Agency Development Partner at Bajaj Allianz Life Insurance Co. Ltd., Ambika has been instrumental in supporting the professional development of insurance agents, enabling them to deliver exceptional customer service and achieve their sales targets.

Conclusion

With her extensive experience, strong analytical skills, and strategic mindset, Ambika Viswanathan is a seasoned risk management professional who continues to make valuable contributions to the banking and insurance industries. Her dedication to identifying and mitigating risks, combined with her ability to collaborate effectively with stakeholders, positions her as a valuable asset in driving organizational success and resilience.