Professional Summary
Professional Overview
Ayyaj Shaikh is a seasoned Zonal Credit Manager with extensive experience in the financial services industry. He has a proven track record of driving growth, optimizing credit processes, and delivering impactful results for leading organizations in the housing finance and small finance bank sectors.
Experience Summary
Current Role
As the Zonal Credit Manager at Aviom India Housing Finance Private Limited, Ayyaj is responsible for overseeing the credit operations and risk management for the company's portfolio in the Nashik region. He effectively manages a team of credit professionals, ensuring seamless credit underwriting and implementation of robust credit policies. Under his leadership, the Nashik zone has consistently achieved its credit targets and maintained a healthy asset quality.
Career Progression
Ayyaj's career trajectory has been marked by progressive growth and increasing responsibilities. Prior to his current role, he served as the Regional Credit Manager at Aviom India Housing Finance, where he successfully streamlined credit processes and optimized portfolio performance. Before that, he held the position of Cluster Credit Manager - Retail Asset at IIFL Samasta Finance Limited, where he played a pivotal role in driving the expansion of the retail asset portfolio. Ayyaj's early career experience includes serving as a Cluster Credit Manager and a Team Leader - Credit at Ujjivan Small Finance Bank Limited, where he honed his credit management skills and developed a deep understanding of the small finance banking sector.
Academic Background
Ayyaj holds a Bachelor's degree in Commerce from the University of Pune, Maharashtra, India.
Areas of Expertise
- Credit risk assessment and underwriting
- Portfolio management and optimization
- Team leadership and talent development
- Process improvement and operational efficiency
- Regulatory compliance and risk management
Professional Impact
During his tenure, Ayyaj has consistently exceeded credit targets and maintained a robust asset quality. He has implemented innovative credit strategies that have resulted in improved turnaround times and enhanced customer experience. Ayyaj's industry expertise and collaborative approach have made him a valuable asset to the organizations he has worked with, contributing to their overall growth and profitability.
Conclusion
With his extensive experience, strong credit management skills, and a relentless focus on delivering exceptional results, Ayyaj Shaikh is poised to make a significant impact in his current role as the Zonal Credit Manager at Aviom India Housing Finance Private Limited. His proven track record, combined with his strategic vision and leadership abilities, make him a valuable asset in the housing finance industry.
