Company Overview
Godrej Capital is a prominent financial service provider and a subsidiary of Godrej Industries. Godrej Capital encompasses both Godrej Finance and Godrej Housing Finance, emphasizing a digital-first approach to offer a comprehensive suite of financial products. The company’s core offerings include home loans, business loans, loans against property, and specialized professional loans, such as those tailored for doctors. One of the key features of Godrej Capital's loan products is the flexibility in EMI options, minimal documentation requirement, and the availability of digital disbursement channels, ensuring a seamless process for their clientele.
Home Loans are available under various segments, including ready-to-move-in, under-construction, and resale properties. They offer interest rates starting at 8.55% per annum with provisions for higher loan quantities, such as up to INR 10 crore, and longer tenure loans. Godrej Capital prides itself on high loan-to-value ratios, going up to 90% of a property's value. Additionally, their business loans extend up to ₹50 lakhs with competitive interest rates and no collateral, making them highly attractive to small and medium-sized enterprises.
Digital Platforms
Godrej Capital has a robust online presence, featuring a dedicated Customer Portal for ease of use, login, and loan management (https://cp.godrejcapital.com/). This portal serves as a central hub for existing customers to manage their accounts and explore new financial products. The company also maintains an active engagement on social media platforms like Facebook (https://www.facebook.com/godrejcapital/) and LinkedIn (https://in.linkedin.com/company/godrejcapital), which they use to communicate their corporate mission of transforming finance through the campaign, #BadhoBehisaab.
Customer Support
For customer inquiries, Godrej Capital provides multiple contact options, including email (customercare@godrejcapital.com) and phone support (022-68815555), available every day from 9:00 AM onwards. The company emphasizes accessibility and responsiveness in its customer service approach, as highlighted on their website’s support page (https://www.godrejcapital.com/support/contact-us.html).
In conclusion, Godrej Capital’s strategic focus on digital innovation, customer flexibility, and product diversity positions them as a leading player in the financial services market, aiming to empower both individuals and businesses through modern financial solutions.
