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Godrej Capital Overview



Godrej Capital is a subsidiary of Godrej Industries, primarily focusing on financial services such as housing finance and small to medium enterprise (SME) financing. The company aims to double its Assets Under Management (AUM) to ₹30,000 crores by March 2026. Godrej Capital is recognized for its commitment to innovation and customer satisfaction, offering a range of financial products tailored to evolving client needs. For new customers, Godrej Capital offers attractive home loan packages up to ₹10 crore at interest rates starting from 8.55% per annum, alongside business loans up to ₹50 lakhs without requiring collateral.

Key Executives and Leadership



  • Manish Shah: Managing Director & Chief Executive Officer. An important figure in Godrej Capital’s strategic direction, Manish Shah's contact for professional inquiries is available through business directories.

  • Jyothirlatha B: Chief Technology Officer, focusing on digital transformation, strategy, innovation, mobility, and payments technology.

  • Other key positions include Kunal Karnani, Chief Financial Officer, and Shonali Shetty, Head of Portfolio Diversity.


Product Portfolio



Godrej Capital offers a wide range of financial solutions:
  • Home Loans: Up to ₹10 crores, flexible EMI options, and minimal documentation.

  • Business Loans: Unsecured loans up to ₹50 lakhs, fast approvals tailored to the financial needs of businesses.

  • Loans Against Property: Comprehensive solutions for leveraging real estate assets.


The company prioritizes a digital-first approach, emphasizing quick and flexible funding solutions and maintaining strong capitalization through continuous capital infusion.

Company Insights



Godrej Capital is dedicated to digital transformation, aiming to modernize its financial services through innovative cloud solutions, as reflected in successful collaborations like those with Flentas to enhance their digital infrastructure. This focus aligns with their broader goal of adapting to the rapidly changing financial landscape.

Contact Information



For customer support, Godrej Capital can be reached via their customer care number 022-68815555 or via email at customercare@godrejcapital.com. Their working hours are from 10:00 AM to 7:00 PM, Monday through Sunday, except national holidays.

Online Presence



The company maintains an active online presence with a comprehensive customer portal and informational resources accessible via their official website and LinkedIn profile. The portal provides users with extensive guidance on loan operations, payments, and other financial activities.
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