Godrej Capital Overview
Godrej Capital, a subsidiary of Godrej Industries, serves as the holding company for Godrej Housing Finance and Godrej Finance. The company takes a digital-first approach and is positioned as a customer-obsessed brand, committed to innovation and providing a broad range of financial services to meet the evolving needs of its clientele. Their offerings include home loans, loans against property, business loans, and plot loans, with interest rates starting at 8.55% p.a..
Product Offerings
- Home Loans: Available for up to INR 10 crore with flexible EMI options, and interest-only payments for up to 12 months for ready-to-move-in properties.
- Loan Against Property: Tailored to personal and business financial needs.
- Business Loans: Offered with minimal documentation and digital disbursement.
- Balance Transfer Services: Allows customers to transfer existing home loans from other financial institutions to Godrej Capital for potentially better terms.
Key Features
- Digital Disbursement: Godrej Capital offers quick loans with minimal documentation and flexible EMI options.
- Interest-Only Payment Options: Customers can opt for interest-only payments for up to 48 months for under-construction properties.
- Customer Portal: Users can manage their accounts and access services online through the dedicated portal at [cp.godrejcapital.com](https://cp.godrejcapital.com/).
Contact and Support
For customer inquiries, Godrej Capital provides a dedicated support line at 022-68815555 and an email at customercare@godrejcapital.com. Their customer service operates from Monday to Sunday, 9:00 AM to 6:00 PM, excluding national holidays.
Online Presence
Godrej Capital maintains a strong online presence with profiles on platforms like [LinkedIn](https://in.linkedin.com/company/godrejcapital) and their official site, [godrejcapital.com](https://www.godrejcapital.com/). They also engage audiences on X (formerly Twitter) via their handle, [@godrej_capital](https://x.com/godrej_capital), since November 2020.
This profile delivers a comprehensive overview of Godrej Capital's services, emphasizing their commitment to digital transformation in financial services, and highlights key contact points for further engagement.
