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Company Profile: Godrej Capital



Godrej Capital is a prominent subsidiary of Godrej Industries, acting as the holding entity for both Godrej Housing Finance and Godrej Finance. Committed to innovation and customer satisfaction, Godrej Capital provides a diverse array of financial services designed to evolve with their clients' needs. The company has introduced competitive financial products, such as home loans starting at 8.55% interest with customizable EMI options and business loans available up to ₹50 lakhs without collateral requirements.

Recent Strategic Initiatives



  • Generative AI Launch: Recently, Godrej Capital has embraced AI/ML technologies to enhance its credit risk management capabilities. This innovative approach is expected to analyze real-time data from bank statements and credit bureaus, improving customer engagement and service efficiency.


  • "Hum Samajhte Hain Business" Campaign: Aimed at empowering business owners and engaging prospective borrowers, this campaign enhances brand awareness and service engagement.


Product Offerings



  • Home Loans: Godrej Capital offers home loans with minimal documentation requirements and longer tenure options, allowing clients to achieve higher eligibility.

  • Business Loans: Clients can avail themselves of substantial loan amounts without the necessity for collateral, providing significant growth opportunities for businesses.

  • MSME Credit Cards: Udyam-registered businesses can access customized credit cards with a ₹5 lakh limit, supporting greater financial flexibility.


Company Culture and Values



Godrej Capital is actively seeking talent to support its growing and dynamic industry presence. The company emphasizes agility, innovation, and a customer-first approach in reimagining the future of financial services. This dedication to excellence is further bolstered by regular recognition of individual and team achievements.

Online Presence and Resources







Godrej Capital continues to shape the financial landscape through impactful initiatives and strategic investments designed to meet the ever-evolving needs of their client base. Their commitment to technological advancement and customer engagement positions them as a leader in the financial services industry.
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