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Company Overview: Godrej Capital



Godrej Capital is a subsidiary of Godrej Industries, serving as the holding company for both Godrej Housing Finance and Godrej Finance. The company is known for its digital-first approach and offers a variety of financial products including home loans, business loans, and professional loans. They offer innovative loan options featuring competitive interest rates, flexible EMI designs, and minimal documentation requirements, enhancing accessibility and convenience for customers.

Product Offerings:

  • Home Loans: Available starting at 8.55% interest with customizable EMI options.

  • Loans Against Property

  • Business Loans

  • Professional Loans: Tailored for specific professions such as doctors.

  • Plot Loans and Commercial Property Loans

  • Balance Transfers: With competitive rates and potential top-up options.


Key Personnel at Godrej Capital



Jyothirlatha B. - Chief Technology Officer (CTO)

  • Role: Jyothirlatha is responsible for digital transformation, strategy & innovation, as well as mobility and payments technology at Godrej Capital.

  • Education: VJTI, Mumbai.


Maira Q. - Lead, Diversity, Equity, and Inclusion

  • Role: Maira plays a crucial role in advocating for and ensuring Diversity, Equity, and Inclusion within Godrej Capital, fostering a workplace culture where everyone feels valued.


Recent Developments and Initiatives



  • Anniversary Celebrations: Recently commemorated the first anniversary of their Business Loans, reflecting on significant achievements over the year.

  • Cultural and Wellness Initiatives: The company is committed to integrating mental health and inclusion into its workplace culture, organizing activities that reinforce community and bonding among employees.

  • Customer Engagement: Godrej Capital frequently emphasizes family values, love, and community, as highlighted in their recent LinkedIn activity.


Godrej Capital's strategic focus on customer-centric services, coupled with its robust product lineup and a strong emphasis on diversity and employee well-being, positions it as a substantial entity in the financial services market. This alignment not only caters to a broad spectrum of client needs but also strengthens its internal corporate culture, thus enhancing its brand identity and market reach.
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