Overview of Godrej Capital
Godrej Capital is a prominent subsidiary of Godrej Industries, predominantly operating as the holding company for Godrej Housing Finance and Godrej Finance. The institution offers a range of financial products, with a particular focus on loans, including home loans, loans against property, business loans, and professional loans for doctors. Home loans are available up to INR 10 crore, with an initial fixed interest rate of 8.55% per annum for the first three years, alongside high loan-to-value ratios of up to 90% of the property value.
Recent Developments and Achievements
Godrej Capital has been actively involved in digital transformation and innovation, spearheaded by its Chief Technology Officer, Jyothirlatha B, who focuses on digital technology, mobility, payments technology, and strategic innovation. The company has recently celebrated the first anniversary of its business loans division and achieved notable success, contributing to its growth.
Godrej Capital has been recognized as India's Best Workplaces for Women 2024 (Top 100 Mid-size), highlighting the company's commitment to inclusivity and workplace culture. Furthermore, the company won the prestigious "Best Digital Lending NBFC of the Year" award, showcasing its excellence in digital lending solutions.
Company Culture and Values
Godrej Capital prioritizes inclusion and mental health as integral components of its workplace culture, fostering a supportive community and contributing to its reputation as an attractive employer. The company emphasizes offering affordable loans with flexible EMI options, ensuring accessibility through digital platforms and minimal documentation requirements.
Key Links and Resources
- Godrej Capital Homepage: [Godrej Capital](https://www.godrejcapital.com/)
- Life at Godrej Capital: [Careers](https://www.godrejcapital.com/careers/life-at-gc.html)
- Customer Portal: [Login](https://cp.godrejcapital.com/)
- LinkedIn Profile: [Godrej Capital LinkedIn](https://in.linkedin.com/company/godrejcapital)
This profile should serve as a comprehensive overview of Godrej Capital's structure, financial offerings, recent developments, and the organizational culture driving its operations.
