Company Overview
Godrej Capital is a financial services company offering diverse loan products with competitive interest rates and flexible terms. They are positioned in the market to provide quick and accessible financial solutions, utilizing minimal documentation processes and digital disbursements. Their key offerings include home loans starting at an interest rate of _8.55% per annum_, business loans up to ₹50 lakhs without collateral, and loans against property up to ₹15 crore with a maximum tenure of 25 years.
Loan Products and Services
- Home Loans: Options for ready-to-move, under-construction, and resale homes are available, allowing customers to design their EMIs with higher eligibility and extended loan tenures.
- Business Loans: Aimed at providing up to ₹50 lakhs instantly with no requirement for collateral, competitive interest rates, and simple documentation. Flexible EMI plans are a key feature of this product.
- Loans Against Property: Customers can apply for sums up to ₹15 crore, benefitting from longer tenures and flexible repayment plans.
- Professional Loans for Doctors: Tailored financial products for medical professionals to support their practice-related expenses.
Digital Infrastructure
Godrej Capital emphasizes digital convenience through its Customer Portal (link: [Customer Portal](https://cp.godrejcapital.com/)), which allows users to manage their accounts, apply for new loans, and access various financial services online. This portal facilitates existing customers with login capabilities and account management options.
Tools and Resources
- EMI Calculator: An online tool is available to calculate Equated Monthly Installments for various loan products, ensuring potential borrowers can accurately assess their monthly commitments based on their financial capacity.
Contact Information
For further assistance, Godrej Capital offers direct communication channels via their contact page (link: [Contact Us - Godrej Capital](https://www.godrejcapital.com/support/contact-us.html)), email support at customercare@godrejcapital.com, and a phone line open seven days a week.
In summary, Godrej Capital positions itself as a customer-centric financial service provider with an emphasis on flexibility, ease of access, and attractive loan options designed to meet varied customer needs.
