David Bull

Chief Financial Officer / Credit Manager

Professional Overview

David Bull is an accomplished financial executive with over 30 years of experience in the credit union industry. As the Chief Financial Officer and Credit Manager at Kingston Community Credit Union, he oversees the organization's financial operations, risk management, and credit portfolio.

Experience Summary

Current Role

David has served as the Chief Financial Officer and Credit Manager at Kingston Community Credit Union since 1989. In this role, he is responsible for managing the credit union's financial strategy, budgeting, and reporting processes. He also oversees the organization's credit risk management, ensuring the loan portfolio remains healthy and aligned with the credit union's risk appetite. Under David's leadership, the credit union has maintained a strong financial position and consistently exceeded regulatory capital requirements.

Career Progression

Prior to joining Kingston Community Credit Union, David held various financial and accounting roles within the banking and credit union sectors. He began his career as a Financial Analyst at a regional bank, where he gained valuable experience in financial analysis, forecasting, and reporting. David then transitioned to the credit union industry, taking on increasingly senior positions, including Credit Manager and Controller, before being promoted to his current role as Chief Financial Officer.

Academic Background

David holds a Bachelor of Commerce degree from Queen's University, with a specialization in Accounting and Finance. He is a Certified Professional Accountant (CPA) and a member of the Chartered Professional Accountants of Ontario.

Areas of Expertise

• Financial Management and Reporting

• Credit Risk Assessment and Portfolio Management

• Budgeting and Strategic Planning

• Regulatory Compliance and Risk Management

• Leadership and Team Coordination

Professional Impact

Under David's financial leadership, Kingston Community Credit Union has consistently achieved strong financial performance, with above-average growth in assets, deposits, and lending. He has played a pivotal role in implementing advanced risk management practices, which have enabled the credit union to navigate economic challenges and protect member deposits. David is actively involved in industry associations and serves on the Finance and Audit Committee for the provincial credit union league, sharing his expertise and contributing to the development of best practices in the sector.

Conclusion

With his extensive experience, strong technical skills, and strategic mindset, David Bull is a highly valued member of the Kingston Community Credit Union leadership team. His commitment to financial stewardship and risk management has been instrumental in the credit union's success, and he continues to be a driving force in the organization's growth and prosperity.