David Christel

Chief Risk Officer

Professional Overview

David Christel is an experienced risk management professional with a strong track record in the banking and finance industry. As the Chief Risk Officer at BMW Finance, he is responsible for overseeing the company's comprehensive risk management framework, ensuring regulatory compliance, and driving strategic initiatives to enhance risk mitigation strategies.

Experience Summary

Current Role

As the Chief Risk Officer at BMW Finance since 2016, David is accountable for identifying, analyzing, and managing a broad spectrum of risks, including credit, market, operational, and compliance risks. He has played a pivotal role in strengthening the company's risk governance structure, implementing robust risk assessment and monitoring processes, and fostering a culture of risk awareness across the organization. Under his leadership, BMW Finance has enhanced its risk-adjusted performance and maintained a strong risk profile, contributing to the company's overall financial stability and growth.

Career Progression

Prior to his current role, David held several risk management positions at leading financial institutions. He served as the Head of Risk Management at Volkswagen bank, where he led the transformation of the bank's risk management function, streamlining processes and enhancing risk modeling capabilities. Earlier in his career, David held positions at Societe Generale, including Risk Modelling Manager and Corporate Datamining Manager, where he developed expertise in risk analytics, credit risk modeling, and data-driven decision-making.

Academic Background

David holds a Master's degree in Finance and Risk Management from the University of Paris-Dauphine, where he specialized in quantitative risk analysis and financial engineering.

Areas of Expertise

Comprehensive risk management framework design and implementation

Credit, market, and operational risk assessment and mitigation

Advanced risk modeling and analytics, including stress testing and scenario analysis

Regulatory compliance and risk governance

Data-driven decision-making and strategic risk management

Professional Impact

During his tenure at BMW Finance, David has played a pivotal role in enhancing the company's risk management capabilities. He has led the implementation of advanced risk modeling techniques, improved risk monitoring and reporting systems, and fostered a strong risk culture across the organization. Under his leadership, BMW Finance has consistently maintained a robust risk profile, contributing to the company's resilience and competitiveness in the dynamic automotive finance market.

Conclusion

With his extensive experience in risk management, industry expertise, and proven track record of driving strategic risk initiatives, David Christel is a highly valued risk management professional. As the Chief Risk Officer at BMW Finance, he continues to play a crucial role in ensuring the company's long-term financial stability and sustainable growth.