Dhiraj Kunwar

Managing Director, Commercial, SME Banking, Retail Branches, ABF and Real Estate Finance

Professional Overview

Dhiraj Kunwar is an accomplished banking executive with over 20 years of experience in the financial services industry. As the Managing Director of Commercial, SME Banking, Retail Branches, ABF and Real Estate Finance at RAKBANK, he is responsible for driving the growth and performance of the bank's key business segments. With a deep understanding of the regional banking landscape, Dhiraj has expertise in developing and implementing strategic initiatives to cater to the diverse financial needs of commercial clients, small and medium enterprises, and retail customers.

Experience Summary

Current Role

As the Managing Director at RAKBANK, Dhiraj oversees the bank's commercial, SME banking, retail branches, ABF, and real estate finance operations. He is responsible for formulating and executing strategies to enhance the bank's market share, profitability, and customer satisfaction across these business lines. Under his leadership, RAKBANK has strengthened its position as a leading provider of tailored financial solutions for corporate, SME, and retail clients in the United Arab Emirates.

Career Progression

Prior to his current role, Dhiraj held senior leadership positions at prominent financial institutions in the region. He served as the Senior Vice President and Head of Sales & Coverage for Commercial Banking at Abu Dhabi Commercial Bank, where he played a pivotal role in expanding the bank's corporate client base and deepening its relationships with existing customers. Dhiraj also held roles at Mashreq Bank and HSBC, where he gained extensive experience in corporate and investment banking, as well as trade finance.

Academic Background

Dhiraj holds a bachelor's degree in Commerce from the University of Delhi, India. He has continuously invested in his professional development, honing his skills and knowledge through various executive education programs and industry certifications.

Areas of Expertise

• Commercial banking and SME financing

• Retail banking and branch network management

• Real estate and project finance

• Strategic planning and business development

• Relationship management and client engagement

• Risk management and regulatory compliance

Professional Impact

Throughout his career, Dhiraj has been recognized for his contributions to the banking industry. He currently serves as the Vice Chairman and Chairman of the SME Committee at the UAE Banks Federation, where he actively shapes the industry's strategies and initiatives to support the growth of the SME sector. Dhiraj's leadership and innovative approaches have consistently driven positive results for the organizations he has been a part of.

Conclusion

With his extensive experience, industry expertise, and strategic vision, Dhiraj Kunwar is a seasoned banking professional who has made significant contributions to the financial services sector in the United Arab Emirates. In his current role at RAKBANK, he continues to drive the bank's growth and solidify its position as a trusted partner for commercial, SME, and retail clients.