EK

Erik Kuschinsky

Head of IT Architecture
Email
Email **************
Phone
Phone Number **************
Location
Location Not specified
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Professional Role and Company Overview



Erik Kuschinsky is affiliated with VR Payment GmbH, a payment solutions provider operating as the payment expert for the Volksbanken Raiffeisenbanken cooperative banking group. The company specializes in delivering comprehensive payment solutions that facilitate seamless transactions for both merchants and end customers.

VR Payment GmbH offers an extensive portfolio encompassing card reader terminals, omnichannel payment solutions, and mobile point-of-sale (mPOS) applications designed for diverse merchant environments such as retail stores, bistros, marketplaces, delivery services, and mobile vendors like food trucks.

Key Service Offerings Impacting Sales and Merchant Operations



  • E-Commerce Payment Solutions: VR Payment delivers an omnichannel platform integrating critical functionalities required to support online shop expansion, including major payment methods, direct interfaces for shop modules, and detailed smart reporting capabilities.


  • Wero Payment Method: This is a proprietary European direct debit payment system allowing customers to pay directly from their Girokonto (checking account) to the merchant’s business account. Wero is positioned as a solution that simplifies and accelerates e-commerce payments while offering cost advantages relative to other online payment methods.


  • Point of Sale (POS) Solutions: VR Payment provides terminal packages at fixed prices with transparent cost structures and short contract terms. The terminals support all major card and contactless payment methods. Additionally, mobile payment acceptance via app is available for on-the-go merchants.


  • Partnership Programs: The company actively supports commercial network operators, resellers, and referrers through tailored cooperation models and partnership programs aimed at distribution channel development.


Customer Engagement and Support Infrastructure



VR Payment GmbH ensures accessibility through dedicated hotlines and email contacts for both banking and merchant service inquiries with operational hours Monday to Friday, 8:00 to 18:00. This infrastructure supports critical aspects including terminal device technical questions, transaction reconciliation, internet payment gateway issues, and merchant-specific credit card issuance.

Digital and Content Initiatives



The company maintains an ongoing content initiative under the #PaymentPower brand, providing insights into payment trends, merchant benefits from unified commerce, and customer experience at check-out points through podcasts, newsletters, and a centralized payment magazine. This positions VR Payment not only as a solution provider but also as a thought leader in payment technology evolution.




While no direct personal role description or additional individual data for Erik Kuschinsky was available, VR Payment GmbH's comprehensive range of payment solutions and emphasis on innovation within the Volksbanken Raiffeisenbanken payment ecosystem frames the strategic environment in which he operates.
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