Kanags Surendran

Co-Founder, Twocents.ai | Advisor, Loyal VC

Singapore, Singapore

Professional Overview
Kanags Surendran is a seasoned fintech entrepreneur and digital transformation expert with over 15 years of experience driving innovation and strategy in the banking and financial services industry. As the Co-Founder of Twocents.ai, he leverages his deep industry knowledge and technical expertise to build cutting-edge AI-powered solutions that empower financial institutions to enhance customer engagement and operational efficiency. Additionally, Kanags serves as an Advisor at Loyal VC, providing strategic guidance to early-stage startups in the fintech and digital banking domains.

Experience Summary

Current Roles
Co-Founder, Twocents.ai (2024 - Present)

• Responsible for overall business strategy, product development, and partnership initiatives for the company's flagship AI-powered customer engagement platform

• Instrumental in securing $5 million in seed funding from leading venture capital firms to drive the company's rapid growth and expansion

• Leveraging advanced AI and machine learning techniques to deliver personalized, data-driven solutions that help financial institutions enhance customer experience and operational efficiency

Advisor, Loyal VC (2024 - Present)

• Providing strategic guidance and industry expertise to early-stage fintech and digital banking startups in Loyal VC's investment portfolio

• Advising portfolio companies on product roadmaps, market positioning, and growth strategies to accelerate their success

Career Progression
Prior to his entrepreneurial ventures, Kanags held various leadership roles at renowned financial institutions, where he spearheaded digital transformation initiatives and drove the development of innovative banking solutions. As Head of Digital & Personal Segments at CIMB, he was responsible for overseeing the bank's digital strategy and delivering enhanced customer experiences across all digital touchpoints. Earlier, Kanags served as Head of Transformation and Head of Digital at CIMB, where he led cross-functional teams in implementing large-scale process optimization and digitization projects.

Kanags also brings valuable experience from his time at Standard Chartered Bank, where he held key positions in the digital banking and emerging payments divisions, leading the development and launch of the bank's award-winning mobile banking app, Dash.

Academic Background
Kanags holds a Bachelor of Engineering degree in Computer Science from the National University of Singapore, where he graduated with distinction.

Areas of Expertise

• Digital transformation and innovation in banking and financial services

• AI and machine learning-powered customer engagement solutions

• Product management and strategy for digital banking platforms

• Fintech ecosystem and emerging technologies

• Venture capital and startup advisory

Professional Impact
Throughout his career, Kanags has been recognized for his contributions to the fintech industry. He has been invited to speak at numerous industry conferences and has published thought-leadership articles on the future of banking and the role of technology in enhancing customer experiences. Kanags' work has been featured in leading publications, further solidifying his reputation as a respected industry expert.

Conclusion
Kanags Surendran is a versatile and accomplished fintech leader who has dedicated his career to driving digital transformation and innovation in the banking and financial services industry. As the Co-Founder of Twocents.ai and an Advisor at Loyal VC, he continues to make a significant impact, leveraging his deep industry knowledge and technical expertise to deliver cutting-edge solutions and provide strategic guidance to the next generation of fintech startups.