Karthick Chandrasekar
Head of Product & Commercial - Digital Payments Group, DBS Bank
Singapore, Singapore
Professional Overview
Karthick Chandrasekar is an accomplished banking and payments professional with extensive expertise in leading product and commercial strategy for digital payment solutions. As the Head of Product & Commercial for the Digital Payments Group at DBS Bank, he spearheads the development and commercialization of innovative payment technologies that drive financial inclusion and digital transformation across the Asia-Pacific region.
Experience Summary
Current Role
Karthick currently serves as the Head of Product & Commercial for the Digital Payments Group at DBS Bank, a leading financial institution in Singapore. In this role, he is responsible for developing and executing the strategic product roadmap, driving commercial adoption, and overseeing the end-to-end management of the bank's suite of digital payment offerings. Under his leadership, the Digital Payments Group has achieved significant growth, diversifying its product portfolio, and expanding its customer base across various industries.
Career Progression
Prior to his current role, Karthick held several senior positions in the payments and financial technology sectors, including roles at leading global organizations. He has a proven track record of driving organizational transformation, implementing successful go-to-market strategies, and delivering measurable business impact through innovative payment solutions.
Academic Background
Karthick holds a Master's degree in Business Administration from the prestigious Indian Institute of Management (IIM), Bangalore, where he specialized in Finance and Strategy. He also earned a Bachelor's degree in Engineering from the College of Engineering, Guindy, Anna University, in India.
Areas of Expertise
- Digital payment solutions and product management
- Payments industry strategy and commercialization
- Financial technology innovation and digital transformation
- Customer-centric product development and user experience
- Cross-functional leadership and team management
Professional Impact
During his tenure at DBS Bank, Karthick has led the successful launch and scaling of several groundbreaking digital payment initiatives, including the bank's award-winning mobile wallet and instant cross-border remittance solutions. These innovations have significantly improved financial accessibility and enriched the customer experience, earning him recognition as a thought leader in the digital payments space.
Conclusion
With his deep industry expertise, strategic vision, and track record of driving transformative change, Karthick Chandrasekar is poised to continue shaping the future of digital payments in the Asia-Pacific region. His dedication to product excellence and commercial success makes him a valuable asset to the DBS Bank team and a respected leader in the financial technology industry.
