Kim Liddell

Professional Summary

Professional Overview
Kim Liddell is a seasoned banking executive with over a decade of experience leading financial institutions. As the President, CEO and Director of Lake Shore Bancorp, Inc., Lake Shore MHC & Lake Shore Savings Bank, she brings a strong track record of strategic leadership, operational excellence, and a deep understanding of the financial services industry.

Experience Summary

Current Role
In her current role, Ms. Liddell is responsible for driving the overall vision and strategy of Lake Shore Bancorp, Inc., Lake Shore MHC & Lake Shore Savings Bank. She oversees all aspects of the organization, including financial management, risk mitigation, and the development of innovative banking solutions to better serve the company's clients. Under her leadership, the organization has consistently delivered strong financial performance and expanded its market share.

Career Progression
Prior to her current role, Ms. Liddell held several high-profile positions in the banking industry. She served as a Director at BayVanguard Bank and BV Financial Inc., where she played a key role in shaping the strategic direction of the institutions. In addition, she served as the Chairman of BV Financial Inc. from 2021 to 2022, and as a Director of the Federal Home Loan Bank of Atlanta from 2015 to 2023. Earlier in her career, she served as the Chairman, President, and Director of Delmarva Bancshares, Inc. and 1880 Bank, where she led the organization through a period of significant growth and profitability.

Academic Background
Ms. Liddell holds a Bachelor's degree from a prestigious university, where she graduated with honors. Her academic achievements, combined with her extensive industry experience, have made her a respected and influential leader in the banking sector.

Areas of Expertise

• Strategic planning and execution

• Financial management and risk mitigation

• Regulatory compliance and risk management

• Mergers and acquisitions

• Organizational development and talent management

Professional Impact
Throughout her career, Ms. Liddell has been recognized for her contributions to the banking industry. She has served on the board of several industry organizations, sharing her expertise and advocating for the advancement of the sector. Under her leadership, the organizations she has been associated with have consistently delivered strong financial performance and demonstrated a commitment to innovation and customer service.

Conclusion
With her impressive track record of success, Kim Liddell is poised to continue driving the growth and success of Lake Shore Bancorp, Inc., Lake Shore MHC & Lake Shore Savings Bank. Her strategic vision, operational expertise, and dedication to the financial services industry make her a valuable asset to the organization and the broader banking community.