Larry Kelly

President & CEO, Apple Federal Credit Union

Professional Overview
Larry Kelly is an experienced and versatile financial services executive with a proven track record of driving organizational growth and innovation. As the President and CEO of Apple Federal Credit Union, he leverages his deep industry expertise and strategic leadership to steer the credit union's continued success and expansion.

Experience Summary

Current Role
As the President and CEO of Apple Federal Credit Union, Larry leads a team of over 500 employees and oversees the strategic direction and day-to-day operations of the $3 billion credit union. Under his guidance, Apple Federal Credit Union has consistently ranked among the top-performing credit unions in the state, with a focus on exceptional member service, technological advancement, and community engagement.

Career Progression
Prior to his current role, Larry held various leadership positions within the financial services industry, including serving as the Executive Vice President and Chief Operating Officer at Commonwealth Credit Union. In this capacity, he was instrumental in driving operational efficiencies, enhancing the member experience, and spearheading the integration of cutting-edge digital banking solutions. Earlier in his career, Larry held positions of increasing responsibility at several regional and national banks, where he honed his expertise in retail banking, commercial lending, and risk management.

Academic Background
Larry holds a Bachelor of Science degree in Business Administration from the University of Virginia, where he graduated with honors. He also completed the prestigious Executive Leadership Program at the Wharton School of the University of Pennsylvania, further strengthening his strategic and managerial capabilities.

Areas of Expertise

• Financial services industry strategy and operations

• Credit union management and member engagement

• Digital transformation and financial technology integration

• Retail banking, commercial lending, and risk management

• Organizational leadership and team development

Professional Impact
Under Larry's leadership, Apple Federal Credit Union has consistently outperformed its industry peers, achieving significant growth in assets, membership, and loan portfolios. He has been instrumental in driving the credit union's digital transformation, which has resulted in enhanced member convenience, improved operational efficiency, and increased customer satisfaction. Additionally, Larry has been an active contributor to industry associations, sharing his expertise and insights to help shape the future of the credit union sector.

Conclusion
With his extensive industry experience, transformative vision, and proven leadership abilities, Larry Kelly is poised to continue guiding Apple Federal Credit Union to new heights of success. His dedication to serving the financial needs of the community and his commitment to driving innovation in the credit union space make him a valuable asset to the organization and the broader financial services industry.