Professional Summary
Professional Overview
Malcolm Athaide is the Co-Founder and Chief Executive Officer of Agrim Housing Finance, a leading financial services provider based in Mumbai, India. With over two decades of experience in the banking and financial services industry, Malcolm is a seasoned professional with a strong focus on data analytics, risk management, and lending operations.
Experience Summary
Current Role
As the Co-Founder and CEO of Agrim Housing Finance, Malcolm is responsible for driving the company's strategic vision, overseeing its day-to-day operations, and leading a talented team of finance professionals. Under his guidance, Agrim has established itself as a prominent player in the housing finance sector, providing innovative and accessible financial solutions to individuals and small businesses.
Career Progression
Prior to co-founding Agrim, Malcolm held several leadership positions in prominent financial institutions. He served as the Head of Data Analytics and Chief Risk Control Officer for Retail and MSME Lending, as well as Fraud Control, at YES BANK. Before that, he was the Head of Credit for Retail, SME, and Credit Cards at Standard Chartered Bank, and the Chief Manager of Credit for Home Loans and Mortgages at ICICI Bank.
Malcolm's early career also included roles as an Account Manager for SME Lending at Scotiabank and a Manager for Retail Lending and Corporate Finance at Tata Capital. He began his professional journey as an Executive Engineer for Projects and Automation at Siemens.
Academic Background
Malcolm holds a Bachelor's degree in Electrical Engineering from the University of Mumbai, India.
Areas of Expertise
Throughout his career, Malcolm has developed a strong expertise in data analytics, risk management, credit underwriting, and lending operations. He is adept at leveraging data-driven insights to optimize decision-making, mitigate risks, and drive business growth. Additionally, Malcolm has a proven track record of leading high-performing teams and implementing strategic initiatives that have had a meaningful impact on the financial services industry.
Professional Impact
Under Malcolm's leadership, Agrim Housing Finance has experienced significant growth and expansion, emerging as a respected player in the housing finance market. His data-driven approach and focus on financial inclusion have enabled the company to provide affordable and accessible housing finance solutions to underserved communities, contributing to the overall development of the sector.
Conclusion
With his extensive experience, deep industry knowledge, and a proven ability to drive innovation, Malcolm Athaide is poised to continue making a lasting impact in the financial services industry. As the Co-Founder and CEO of Agrim Housing Finance, he remains committed to leveraging his expertise to unlock new opportunities and create sustainable value for the company, its customers, and the broader community.
