PJ

Praveen Jain

Praveen Jain


Senior Manager, Commercial Banking

Professional Overview



Praveen Jain is a seasoned financial services professional with over 7 years of experience in the commercial banking sector. In his current role as Senior Manager at AU SMALL FINANCE BANK, he is responsible for driving strategic growth initiatives, managing a portfolio of commercial clients, and ensuring operational excellence across the organization.

Experience Summary



Current Role


As Senior Manager of Commercial Banking at AU SMALL FINANCE BANK, Praveen oversees a team of relationship managers and credit analysts to deliver comprehensive banking solutions to mid-sized businesses and enterprises. He is instrumental in identifying new business opportunities, managing complex client relationships, and ensuring the successful execution of commercial lending strategies. Under his leadership, the commercial banking division has consistently exceeded its annual targets, contributing to the bank's overall profitability and market share.

Career Progression


Praveen joined AU SMALL FINANCE BANK in 2015 as an Operations and Credit Executive, where he honed his skills in credit analysis, risk management, and customer relationship management. He quickly demonstrated his expertise and was promoted to the role of Manager in 2017. In his most recent advancement, Praveen was appointed as Senior Manager in 2024, reflecting his exceptional performance and strategic contributions to the organization.

Academic Background


Praveen holds a Bachelor's degree in Commerce from the University of Rajasthan, where he graduated with distinction. He has also completed various professional certifications, including the Certified Banking Professional (CBP) and the Diploma in Banking and Finance, further enhancing his industry-specific expertise.

Areas of Expertise


  • Commercial lending and credit analysis

  • Client relationship management and business development

  • Operations and process optimization

  • Financial modeling and data-driven decision making

  • Team leadership and talent development


Professional Impact


During his tenure at AU SMALL FINANCE BANK, Praveen has spearheaded the implementation of a digital lending platform, which has streamlined the commercial loan application and approval process, leading to a 20% increase in customer satisfaction. He has also been recognized for his contributions to the bank's Corporate Social Responsibility initiatives, where he has played a pivotal role in the successful execution of community development projects.

Conclusion


With his extensive experience, strong technical skills, and demonstrated leadership abilities, Praveen Jain is a valuable asset to AU SMALL FINANCE BANK. As he continues to drive growth and innovation within the commercial banking division, he is poised to make a lasting impact on the organization and the broader financial services industry.