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Ravi Shukla

Ravi Shukla


Group Innovation & Strategy - Emerging Technology Lead



Professional Overview


Ravi Shukla is an experienced financial services professional with a strong track record in innovation, strategy, and emerging technology. As the Group Innovation & Strategy - Emerging Technology Lead at Lloyds Banking Group, he is responsible for driving the bank's exploration and adoption of cutting-edge technologies to enhance its products, services, and customer experience.

Experience Summary



Current Role


As the Group Innovation & Strategy - Emerging Technology Lead at Lloyds Banking Group, Ravi plays a pivotal role in identifying and evaluating innovative technologies that have the potential to disrupt the financial industry. He works closely with cross-functional teams to develop and implement strategic initiatives that leverage these technologies to improve operational efficiency, enhance risk management, and create novel customer-centric solutions.

Ravi's extensive experience in fintech and insurtech has enabled him to spearhead the bank's collaboration with startups and technology partners, fostering a culture of innovation and agility within the organization. He has successfully led the integration of various emerging technologies, including artificial intelligence, blockchain, and cloud computing, into the bank's core operations, resulting in tangible improvements in productivity, customer satisfaction, and competitive positioning.

Career Progression


Prior to joining Lloyds Banking Group, Ravi held significant roles in the technology and financial services sectors. As the Head of Fintech Delivery Panel & Insurtech Board at Tech Nation, he played a crucial part in nurturing and accelerating the growth of promising fintech and insurtech startups in the UK. In his previous position as a Strategy & Analytics Management Consultant at Deloitte UK, he advised leading financial institutions on digital transformation, data analytics, and risk management strategies.

Ravi's earlier experience includes senior data management roles at S&P Global Ratings and Euromoney Institutional Investor, where he leveraged his expertise in structured finance and capital markets to enhance data governance, quality, and analytical capabilities.

Academic Background


Ravi holds a Bachelor of Science (BSc) degree in Economics from the University of Warwick, where he graduated with First Class Honors. His academic achievements, coupled with his industry-leading certifications and specialized training, have consistently positioned him as a thought leader in the financial technology landscape.

Areas of Expertise


  • Emerging financial technologies (fintech, insurtech, blockchain, AI, cloud computing)

  • Innovation strategy and implementation

  • Digital transformation and process optimization

  • Data management and analytics

  • Risk management and regulatory compliance

  • Stakeholder engagement and cross-functional collaboration


Professional Impact


Throughout his career, Ravi has been instrumental in driving tangible value for the organizations he has served. At Tech Nation, he successfully expanded the Fintech Delivery Panel and Insurtech Board, facilitating the growth and scaling of over 50 promising startups in the UK. His contributions were recognized through the significant increase in investments and partnerships secured by the startups under his guidance.

At Deloitte UK, Ravi played a pivotal role in the delivery of several high-profile digital transformation projects for leading financial institutions, resulting in enhanced operational efficiency, improved risk management, and increased customer satisfaction. His ability to translate complex technological solutions into practical business outcomes has solidified his reputation as a trusted advisor and innovative problem-solver.

Conclusion


Ravi Shukla is a versatile and accomplished financial services professional with a proven track record in driving innovation and digital transformation. As the Group Innovation & Strategy - Emerging Technology Lead at Lloyds Banking Group, he continues to leverage his extensive expertise to spearhead the bank's adoption of cutting-edge technologies and position it as a leader in the rapidly evolving financial landscape.